7342 Griswold Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 7342 Griswold Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,580 sqft · built 1999
Lot Size	1.95 acres (85,073 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2014)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-007-3031-525`

Property Details

APN / Parcel Number

Primary APN	`74-25-007-3031-525`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,580 sqft Living Area
1st Floor Area	2,580 sqft
Basement Area	2,410 sqft
Unfinished Basement	2,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	85,073 sqft (1.95 acres)
Lot Dimensions	294 ft deep x 288 ft wide
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7342 GRISWOLD RD
City	KIMBALL
State	MI
Zip	48074-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 89D 38M E 1670.76' FROM W 1/4 COR, TH S 89D 38M E 288.90', TH S 0D 27M 40S W 302', TH S 73D 21M W 223.22', TH N 11D 10M
Legal Range	16E
Legal Township	06N
Legal Section	07
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	1
Census Block	1019
Census Tract	634100

Owner

7342 Griswold Rd is owned and occupied by two individuals who bought it in May 2014.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7342 GRISWOLD RD, KIMBALL, MI 48074-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 13, 2020	Deed of Trust, Mortgage · ARM TCF NATIONAL BANK
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2014 · Amount on File
Deed Sale	May 8, 2014 · Amount on File
Deed Document Number	201410424
Deed Book / Page	4502 / 965
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7342 GRISWOLD RD, KIMBALL, MI 48074-1605
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7342 GRISWOLD RD, KIMBALL, MI 48074-1605

Mortgage

Document Number	0005550750
Date	Aug 10, 2022
Book Page	5550/750
Instrument	2022018889

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7342 GRISWOLD RD, KIMBALL, MI 48074-1605
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7342 GRISWOLD RD, KIMBALL, MI 48074-1605

Mortgage

Document Number	5410606
Date	Aug 19, 2021
Book Page	5410/606
Instrument	2021023941

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7342 GRISWOLD RD, KIMBALL, MI 48074-1605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051400553
Date	Jan 13, 2020
Book Page	5140/553
Instrument	2020001055

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7342 GRISWOLD RD, KIMBALL, MI 48074-1605
Document Number	0048520128
Book / Page	004852 / 000128
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7342 GRISWOLD RD KIMBALL MI 480741605, KIMBALL, MI 48074-1605

Mortgage

Document Number	0048520128
Date	Jul 24, 2017
Book Page	004852/000128

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7342 Griswold Rd was $3,759 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,600 (+6.33%)	$467,200
2025	$3,759.00 (+3.07%) Homeowner's exemption	$219,700
2024	$3,647.00		$439,400
2023		$194,200
2022	$3,258.00		$388,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7342 Griswold Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7342 Griswold Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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