7341 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7341 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,397 sqft · built 1957
Lot Size	0.18 acres (7,847 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jul 2013)
Tax Bill	$6,638 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`799-17-005`

Property Details

APN / Parcel Number

Primary APN	`799-17-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
1st Floor Area	1,397 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,847 sqft (0.18 acres)
Lot Dimensions	133 ft deep x 59 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7341 CARMEL ST
City	GILROY
State	CA
Zip	95020-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 626 GLEN VIEW TRACT BOOK 22 PAGE 45 BLOCK 1 LOT 6
Legal Subdivision	GLEN VIEW TR
Legal Tract	626
Legal Block	1
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2007
Census Tract	512512

Owner

7341 Carmel St is owned and occupied by an individual who acquired it in November 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7341 CARMEL ST, GILROY, CA 95020-6134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2013 · Amount on File
Deed Sale	Jul 25, 2013 · Amount on File
Prior Sale	Jul 19, 2012 · Amount on File
Deed Document Number	201322320483
Last Transfer Date	Nov 16, 2021
Transfer Doc	0025176531
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7341 CARMEL ST, GILROY, CA 95020-6134
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 CARMEL ST, GILROY, CA 95020-6134

Mortgage

Document Number	0025365833
Date	Aug 30, 2022
Instrument	25365833

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 23, 2021
Property Address	7341 CARMEL ST, GILROY, CA 95020-6134
Document Number	0025176531
Map Reference	MB 22 PG 45
Instrument Date	Nov 16, 2021
Instrument	25176531
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 CARMEL ST, GILROY, CA 95020-6134

Mortgage

Document Number	0025176532
Date	Nov 23, 2021
Instrument	25176532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7341 CARMEL ST, GILROY, CA 95020-6134
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 CARMEL ST, GILROY, CA 95020-6134

Mortgage

Document Number	0024838609
Date	Feb 19, 2021
Instrument	24838609

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 19, 2020
Property Address	7341 CARMEL ST, GILROY, CA 95020-6134
Document Number	0024511926
Map Reference	MB 22 MAP 45
Instrument Date	Jun 12, 2020
Instrument	24511926
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7341 CARMEL ST, GILROY, CA 95020-6134

Mortgage

Document Number	0024511927
Date	Jun 19, 2020
Instrument	24511927

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7341 Carmel St was $6,638.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,903 (+2%) Land $299,085 Building $244,818
2025	$6,638.00	$533,239 Land $293,221 Building $240,018
2023	$6,496.00 (+1.67%)	$512,535 Land $281,836 Building $230,699
2022	$6,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7341 Carmel St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7341 Carmel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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