St. Louis County property record for 7341 Bug Creek Rd, Cotton, MN 55724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1997 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $846 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 305-0020-02520 |
| Primary APN | 305-0020-02520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Gross Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 261,360 sqft (6 acres) |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 87189 |
|---|---|
| Street Address | 7341 BUG CREEK RD |
| City | COTTON |
| State | MN |
| Zip | 55724-8005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 6 EX WLY 812 FT SERIAL # |
| Legal Range | 17W |
| Legal Township | 54N |
| Legal Section | 14 |
| Legal Subdivision | COTTON TOWN OF |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COTTON |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 11402 |
7341 Bug Creek Rd is owned and occupied by an individual who acquired it in June 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7341 BUG CREEK RD, COTTON, MN 55724-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2024 |
| Transfer Doc | 0001490207 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 7341 Bug Creek Rd was $846 with a homeowner's exemption, up 13.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cotton Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $846.00 (+13.71%) Homeowner's exemption | ||
| 2025 | $744.00 (-27.77%) Homeowner's exemption | $153,400 (+3.65%) Land $48,300 Building $105,100 | $153,400 (+3.65%) Land $48,300 Building $105,100 |
| 2024 | $1,030.00 | $148,000 Land $47,200 Building $100,800 | $148,000 Land $47,200 Building $100,800 |
| 2022 | $154,500 Land $37,800 Building $116,700 | $154,500 Land $37,800 Building $116,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7341 Bug Creek Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7341 Bug Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Arvig DSL | 10 / 1 |
May also be available: T-Mobile.
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