734 Young Ct, Galt, CA 95632 Property Records

Sacramento County property record for 734 Young Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,658 sqft · built 2008
Lot Size	0.124 acres (5,421 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Jul 2009)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0920-036-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0920-036-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,421 sqft (0.124 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	734 YOUNG CT
City	GALT
State	CA
Zip	95632-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	EMERALD SENIOR VILLAGE PHASE 2, LOT 22
Legal Subdivision	EMERALD SENIOR VILLAGE PHASE 2
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3000
Census Tract	9410

Owner

734 Young Ct is owned and occupied by an individual who acquired it in June 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	734 YOUNG CT, GALT, CA 95632-8172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2009 · Amount on File
Deed Sale	Jul 31, 2009 · Amount on File
Deed Book / Page	20090731 / 1657
Last Transfer Date	Jun 12, 2025
Transfer Doc	2025000591
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	734 YOUNG CT, GALT, CA 95632-8172
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 YOUNG CT, GALT, CA 95632-8172

Mortgage

Document Number	0000001164
Date	Feb 8, 2022
Instrument	2022020801164

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.9%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	734 YOUNG CT, GALT, CA 95632-8172
Document Number	2012021224
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	734 YOUNG CT GALT CA 956328172, GALT, CA 95632-8172

Mortgage

Document Number	2012021224
Date	Dec 2, 2020
Instrument	2012021224

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.83%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	734 YOUNG CT, GALT, CA 95632-8172
Document Number	2012021223
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	734 YOUNG CT GALT CA 956328172, GALT, CA 95632-8172

Mortgage

Document Number	2012021223
Date	Dec 2, 2020
Instrument	2012021223

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.83%

Tax Assessment & Valuation

The 2025 property tax bill for 734 Young Ct was $3,455, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,102 (+2%) Land $52,659 Building $253,443
2025	$3,455.00 (+4.41%)	$300,101 Land $51,627 Building $248,474
2024	$3,309.00 (+1.72%)
2023	$3,253.00 (+4.13%) Homeowner's exemption	$288,449 Land $49,623 Building $238,826
2022	$3,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 734 Young Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Young Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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