734 Western Ave, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 734 Western Ave, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,152 sqft · built 1995
Lot Size	0.895 acres (39,000 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2010)
Tax Bill	$7,674 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:84 L:13`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:84 L:13`
Alternative APN	`M:329084 B:00013 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	4,524 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,000 sqft (0.895 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	734 WESTERN AVE
City	WESTFIELD
State	MA
Zip	01085-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	13
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2021
Census Tract	812902

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	734 WESTERN AVE, WESTFIELD, MA 01085-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK
Jun 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2010 · Amount on Record
Deed Sale	May 26, 2010 · Amount on Record
Prior Sale	Apr 12, 2002 · Amount on Record
Deed Document Number	201030524
Deed Book / Page	18310 / 135
Transfer Doc	19989-521
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	734 WESTERN AVE, WESTFIELD, MA 01085-2524
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21648-493
Date	Apr 21, 2017
Book Page	21648/493
Instrument	21602

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	734 WESTERN AVE, WESTFIELD, MA 01085-2524
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22723-439
Date	Jun 24, 2019
Book Page	22723/439
Instrument	33884

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,674.00 (+8.21%)	$514,000 (+10.02%) Land $142,400 Building $371,600	$504,780 (+22.4%)
2025	$7,092.00 (-0.34%)	$467,200 (+11.48%) Land $136,900 Building $330,300	$412,395 (-2.89%)
2024			$424,650
2023	$7,116.00	$419,100 Land $118,200 Building $300,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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