734 W Main St, Washington, NC 27889 Property Records

Beaufort County property record for 734 W Main St, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,843 sqft · built 1910
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Nov 1999)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5675-59-5654`

Property Details

APN / Parcel Number

Primary APN	`5675-59-5654`
Alternative APN	`43352`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,843 sqft Living Area
Gross Area	2,264 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	734 W MAIN ST
City	WASHINGTON
State	NC
Zip	27889-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 6 BLK B GRIST PROPERTY
Legal Block	B
Legal Lot Number	6
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1071
Census Tract	930300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Historic District listed 1979 · 513 contributing resources · NRIS 79001661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

734 W Main St is owned and occupied by two individuals who bought it in November 1999.

Source: Beaufort County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	734 W MAIN ST, WASHINGTON, NC 27889-4728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1999 · Amount on File
Deed Sale	Nov 30, 1999 · Amount on File
Deed Book / Page	1153 / 836
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	734 W MAIN ST, WASHINGTON, NC 27889-4728
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002137/833
Date	May 9, 2023
Book Page	2137/833
Instrument	2023002211

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WASHINGTON, NC 27889

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 734 W Main St was $4,241.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington City
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00	$444,118 Land $58,590 Building $385,528
2025			$444,118 Land $58,590 Building $385,528
2023	$2,227.00	$169,898 Land $55,640 Building $114,258
2018			$169,898 Land $55,640 Building $114,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	118 in force
Nearby Flood Claims	223 (1982–2024)
Claims Outside the SFHA	13 of 223
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 40 claims Hurricane Dennis, Sep 1999 · 31 claims Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35