Brevard County property record for 734 Spring Lake Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,875 sqft · built 1987 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $402,500 (Sep 2014) |
| Tax Bill | $5,671 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-23-NL-1-71 |
| Primary APN | 26-36-23-NL-1-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,875 sqft Living Area |
| Gross Area | 3,996 sqft |
| 1st Floor Area | 2,875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 523 sqft |
| Deck Area | 962 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2604344 |
|---|---|
| Street Address | 734 SPRING LAKE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 71 BLK 1 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SUNTREE P.U.D. STAGE 5 TRACT 55 |
| Legal Tract | 55 |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 64128 |
734 Spring Lake Dr is owned and occupied by two individuals who bought it in September 2014.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 734 SPRING LAKE DR, MELBOURNE, FL 32940-1960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Dec 9, 2016 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on File |
| Deed Sale | Sep 26, 2014 · Amount on File |
| Prior Sale | Oct 3, 2001 · Amount on File |
| Deed Document Number | 2014191836 |
| Deed Book / Page | 7216 / 750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 734 SPRING LAKE DR, MELBOURNE, FL 32940-1960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 734 SPRING LAKE DR, MELBOURNE, FL 32940-1960 |
| Document Number | 0089010374 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 8901/374 |
| Instrument | 2020239131 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 734 SPRING LAKE DR, MELBOURNE, FL 32940-1960 |
| Document Number | 0080832441 |
| Book / Page | 008083 / 002441 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 734 SPRING LAKE DR MELBOURNE FL 329401960, MELBOURNE, FL 32940-1960 |
| Document Number | 0080832441 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 008083/002441 |
| Instrument | 24870 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 734 SPRING LAKE DR, MELBOURNE, FL 32940-1960 |
| Document Number | 0077901749 |
| Book / Page | 007790 / 001749 |
| Instrument Date | Dec 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 734 SPRING LAKE DR MELBOURNE FL 329401960, MELBOURNE, FL 32940-1960 |
| Document Number | 0077901749 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 007790/001749 |
| Instrument | 909 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 2, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 734 Spring Lake Dr was $5,671 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,890 (+2.7%) | $583,870 (-2.25%) | |
| 2025 | $5,671.00 Homeowner's exemption | $424,440 | $597,300 Land $121,000 Building $476,300 |
| 2023 | $5,219.00 (+7.23%) Homeowner's exemption | $400,470 (+3.01%) | $600,920 (+5.16%) Land $126,500 Building $474,420 |
| 2022 | $4,867.00 Homeowner's exemption | $388,750 | $571,440 Land $143,000 Building $428,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 734 Spring Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 258 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 20 (1995–2026) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 734 Spring Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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