San Diego County property record for 734 Singing Trails Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,420 sqft · built 1989 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,000 (May 1986) |
| Tax Bill | $7,231 (2025) |
| Deeds & Mortgages | Feb 2021 Reverse Mortgage Nov 2019 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 515-081-55-00 |
| Primary APN | 515-081-55-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,420 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 49,658 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 7 Parking Spaces |
| Old Parcel Number | 5150810200 |
|---|---|
| Street Address | 734 SINGING TRAILS DR |
| City | EL CAJON |
| State | CA |
| Zip | 92019-2754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 2 TR PM10101 |
| Legal Tract | 10101 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 15406 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 734 SINGING TRAILS DR, EL CAJON, CA 92019-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 25, 2019 | Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Aug 9, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 1986 · Amount on Record |
| Deed Sale | May 29, 1986 · Amount on Record |
| Deed Document Number | 1986211707 |
| Last Transfer Date | Jun 21, 2017 |
| Transfer Doc | 0000360983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 734 SINGING TRAILS DR, EL CAJON, CA 92019-2754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 734 SINGING TRAILS DR, EL CAJON, CA 92019-2754 |
| Document Number | 0000134056 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-0134056 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Change Frequency | Monthly |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Max Rate | 7.44% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 734 SINGING TRAILS DR, EL CAJON, CA 92019-2754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000548140 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019-0548140 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 734 SINGING TRAILS DR, EL CAJON, CA 92019-2754 |
| Document Number | 0000548141 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 734 SINGING TRAILS DR EL CAJON CA 920192754, EL CAJON, CA 92019-2754 |
| Document Number | 0000548141 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 548141 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 9, 2017 |
| Property Address | 734 SINGING TRAILS DR, EL CAJON, CA 92019-2754 |
| Document Number | 0000360983 |
| Map Reference | PM10101 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017-0360983 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 734 SINGING TRAILS DR, EL CAJON, CA 92019-2754 |
| Document Number | 0000360984 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 2017-0360984 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,388 (+2%) Land $141,195 Building $450,193 | |
| 2025 | $7,231.00 (+1.93%) Homeowner's exemption | $579,793 (+4.04%) Land $138,427 Building $441,366 |
| 2023 | $7,094.00 (+1.49%) Homeowner's exemption | $557,280 Land $133,052 Building $424,228 |
| 2022 | $6,990.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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