Lafayette County property record for 734 S Main St, Concordia, MO 64020
| Property Type | Commercial Office |
|---|---|
| Details | 738 sqft · built 1910 |
| Lot Size | 0.042 acres (1,821 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,800 (Jul 2024) |
| Tax Bill | $486 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2.0-04-3-003-010.010 |
| Primary APN | 19-2.0-04-3-003-010.010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 738 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 1,821 sqft (0.042 acres) |
| Lot Dimensions | 91.5 ft deep x 17 ft wide |
| Street Address | 734 S MAIN ST |
|---|---|
| City | CONCORDIA |
| State | MO |
| Zip | 64020-9602 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | PT LOT 6 BLK E ORIGINAL TOWN CONCORDIA; 623-1086, 700-993, 2022DR4125, 2024DR2514 |
| Legal Range | 24 |
| Legal Township | 48 |
| Legal Section | 04 |
| Legal Subdivision | ORIGINAL TOWN OF CONCORDIA |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | FREEDOM |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 90500 |
Source: Lafayette County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 736 S MAIN ST, CONCORDIA, MO 64020-9602 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK NA |
| Aug 22, 2022 | Warranty Deed, Transfer · Commercial Mortgage THE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | Aug 22, 2022 · Amount on Record |
| Deed Document Number | 20242514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 734 S MAIN ST, CONCORDIA, MO 64020-9602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2023DR0012 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2023DR0012 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Aug 22, 2022 |
| Property Address | 734 S MAIN ST, CONCORDIA, MO 64020-9602 |
| Document Number | 2022DR4125 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022DR4125 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 38, CONCORDIA, MO 64020-0038 |
| Document Number | 2022DR4126 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022DR4126 |
| Name | THE COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Concordia City |
| Unified School District | Concordia R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $486.00 | $6,352 (-) | $19,850 (-) Land $2,030 Building $17,820 |
| 2023 | $6,352 | $19,850 Land $2,030 Building $17,820 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORDIA PWS serves 2,500 people · EPA ID MO1010184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Green Hills Technologies Cable | 250 / 20 |
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