734 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 734 River Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,022 sqft · built 1977
Lot Size	0.512 acres (22,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,110,800 (May 2024)
Tax Bill	$13,613 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Line of Credit + 1 more
APN	`05-00039-0000-00074`

Property Details

APN / Parcel Number

Primary APN	`05-00039-0000-00074`
Alternative APNs	`050003900074` `1162`

Interior

Stories	2 Stories
Building Area	3,022 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	22,303 sqft (0.512 acres)
Garage Type	Attached

Location & Zoning

Account Number	1162
Street Address	734 RIVER RD
City	CHATHAM
State	NJ
Zip	07928-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	RIVER VIEW RDG SEC 3
Legal Block	39
Legal Lot Number	74
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2003
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	734 RIVER RD, CHATHAM, NJ 07928-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Aug 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit INVESTORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	May 12, 1998 · Amount on Record
Deed Document Number	202416866
Deed Book / Page	24747 / 1000
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	734 RIVER RD, CHATHAM, NJ 07928-1138
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 RIVER RD, CHATHAM, NJ 07928-1138

Mortgage

Document Number	0250780187
Date	Mar 23, 2026
Book Page	25078/187
Instrument	2026012199

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Max Rate	6.87%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	734 RIVER RD, CHATHAM, NJ 07928-1138
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 RIVER RD, CHATHAM, NJ 07928-1138

Mortgage

Document Number	0244740833
Date	Aug 14, 2022
Book Page	24474/833
Instrument	2022055780

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	734 RIVER RD, CHATHAM, NJ 07928-1138
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237030767
Date	Jan 29, 2020
Book Page	23703/0767
Instrument	2020006188

Lender

Name	INVESTORS BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,400 (-) Land $304,600 Building $379,800	$684,400 (-) Land $304,600 Building $379,800
2025		$684,400 (-) Land $304,600 Building $379,800	$684,400 (-) Land $304,600 Building $379,800
2024	$13,613.00 (+2.22%)
2023		$684,400 Land $304,600 Building $379,800	$684,400 Land $304,600 Building $379,800
2022	$13,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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