734 Riva Ridge Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 734 Riva Ridge Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 2000
Lot Size	0.301 acres (13,110 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Oct 2025)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0685-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0685-3`
Alternative APNs	`28-3N-23-2352-000A-0130` `23N3282352000A0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	3,256 sqft
1st Floor Area	1,998 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,110 sqft (0.301 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	506 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	734 RIVA RIDGE DR
City	CRESTVIEW
State	FL
Zip	32539-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEPLECHASE PH III LOT 13 BLK A
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Subdivision	STEEPLECHASE
Legal Phase	3
Legal Block	A
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2000
Census Tract	20702

Owner

734 Riva Ridge Dr is owned by two individuals who bought it in October 2025.

Source: Okaloosa County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 SUNDROP PL SE, ALBUQUERQUE, NM 87116-1182
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Jun 9, 2008 · Amount on File
Deed Document Number	20253777618
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 14, 2025
Property Address	734 RIVA RIDGE DR, CRESTVIEW, FL 32539-6046
Document Number	0003777618
Map Reference	MB 17 PG 52
Instrument Date	Oct 9, 2025
Instrument	3777618
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CLEVER TITLE FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 SOUTHWIND CIR, PENSACOLA, FL 32506-6072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1105 SUNDROP PL SE, ALBUQUERQUE, NM 87116-1182

Mortgage

Document Number	0003777619
Date	Oct 14, 2025
Instrument	3777619

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 734 Riva Ridge Dr was $4,086, down 0.4% from the year before.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,086.00 (-0.39%)	$257,416 (-2.09%) Land $37,664 Building $219,752	$257,416 (-2.09%) Land $37,664 Building $219,752
2024	$4,102.00 (+3.48%)	$262,909 (-3.86%) Land $34,240 Building $228,669	$262,909 (-3.86%) Land $34,240 Building $228,669
2023	$3,964.00 (+9.02%)	$273,460 (+9.47%) Land $32,000 Building $241,460	$273,460 (+9.47%) Land $32,000 Building $241,460
2022	$3,636.00	$249,804 Land $23,178 Building $226,626	$249,804 Land $23,178 Building $226,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 Riva Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Riva Ridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20