734 Onvil Rd, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 734 Onvil Rd, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1954
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2019)
Tax Bill	$346 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7535 00 51 9852`

Property Details

APN / Parcel Number

Primary APN	`7535 00 51 9852`
Alternative APN	`1481409`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	836 sqft Finished Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Oil

Location & Zoning

Account Number	1481409
Street Address	734 ONVIL RD
City	MOUNT GILEAD
State	NC
Zip	27306-8578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WC OWENS W. C. OWENS
Legal Subdivision	LEONARD E FAGAN II AND VANESSA J FAGAN
Jurisdiction	MONTGOMERY NC
Township / Civil Division	CHEEK CREEK
Census Block Group	2
Census Block	2033
Census Tract	960502

Owner

734 Onvil Rd is owned by two individuals who bought it in May 2019.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	726 ONVIL RD, MOUNT GILEAD, NC 27306-8578
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage RAPID MORTGAGE COMPANY
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
May 10, 2019	Warranty Deed, Transfer THE LLC LLC
May 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	May 9, 2019 · Amount on File
Deed Document Number	2019358582
Deed Book / Page	825 / 660
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	734 ONVIL RD, MOUNT GILEAD, NC 27306-8578
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000862/493
Date	Dec 21, 2020
Book Page	862/493
Instrument	366056

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	734 ONVIL RD, MOUNT GILEAD, NC 27306-8578
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000887/512
Date	Nov 3, 2021
Book Page	887/512
Instrument	371050

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 10, 2019
Property Address	734 ONVIL RD, MOUNT GILEAD, NC 27306-8578
Document Number	00825/0660
Book / Page	0825 / 0660
Map Reference	DD 556 PG 731
Instrument Date	May 10, 2019
Instrument	358582
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6081 HIGH PINE CHURCH RD, 6081, ASHEBORO, NC 27205-8518

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358583
Date	May 10, 2019
Instrument	358583

Lender

Name	THE LLC LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	38 Months
Due	Jul 1, 2022

Mortgage

Document Number	0825/0663
Date	May 10, 2019
Book Page	0825/0663
Instrument	358583

Lender

Name	THE LLC LLC
Type	Non-Lending Institution
Address	ASHEBORO, NC 27205

Agreement

Amount	Amount on Record
Term	38 Months
Due	Jul 1, 2022

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 9, 2019
Property Address	734 ONVIL RD, MOUNT GILEAD, NC 27306-8578
Document Number	00825/0645
Book / Page	0825 / 0645
Instrument Date	Apr 3, 2019
Instrument	358573
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 N VALLEY RD, 145, SOUTHERN PINES, NC 28387-5745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 HIGH PINE CHURCH ROAD, ASHEBORO, NC 27205

Tax Assessment & Valuation

The 2025 property tax bill for 734 Onvil Rd was $346.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,359 (-) Land $12,000 Building $44,359	$56,359 (-) Land $12,000 Building $44,359
2025	$346.00	$56,359 Land $12,000 Building $44,359	$56,359 Land $12,000 Building $44,359
2023		$56,359 Land $12,000 Building $44,359	$56,359 Land $12,000 Building $44,359

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 734 Onvil Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Onvil Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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