Berrien County property record for 734 Oak St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,184 sqft · built 1887 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,500 (Mar 1996) |
| Tax Bill | $1,402 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-2730-0005-03-9 |
| Primary APN | 73-2730-0005-03-9 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 734 OAK ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-2732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | THE E 45' OF NW1/4 OF OUT LOT 5 GREEN & HOFFMAN'S OUT LOTS CITY OF NILES |
| Legal Subdivision | C K GREEN & H B & G W HOFFMANS ADDITION |
| Legal Lot Number | 5 |
| Legal Unit | 5,S |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20700 |
734 Oak St is owned and occupied by an individual who acquired it in September 2012.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 734 OAK ST, NILES, MI 49120-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1996 · Amount on File |
| Deed Sale | Mar 22, 1996 · Amount on File |
| Prior Sale | Feb 4, 1987 · Amount on File |
| Deed Book / Page | 1739 / 1396 |
| Last Transfer Date | Sep 26, 2012 |
| Transfer Doc | 03010/2336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 734 OAK ST, NILES, MI 49120-2732 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03205/0594 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 3205/0594 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 734 Oak St was $1,402 with a homeowner's exemption, up 2.3% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,100 (+5.38%) | $180,200 (+5.38%) | |
| 2025 | $1,402.00 (+2.34%) Homeowner's exemption | $85,500 | $171,000 |
| 2024 | $1,370.00 | ||
| 2023 | $56,100 | $112,200 | |
| 2022 | $1,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 734 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 734 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T, Midwest Energy & Communications, T-Mobile.
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