Madison County property record for 734 N 3rd St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,153 sqft |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Oct 2024) |
| Tax Bill | $1,488 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0001-0013 |
| Primary APN | R007-0001-0013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,153 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 68981 |
|---|---|
| Street Address | 734 N 3RD ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10202 |
734 N 3rd St is owned and occupied by an individual who bought it in October 2024.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 734 N 3RD ST, RICHMOND, KY 40475-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on File |
| Deed Sale | Oct 21, 2024 · Amount on File |
| Prior Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 2014227493 |
| Deed Book / Page | D858 / 761 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 30, 2020 |
| Property Address | 734 N 3RD ST, RICHMOND, KY 40475-1214 |
| Document Number | D00794/752 |
| Book / Page | D00794 / 752 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2014021307 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 KENTUCKY RIVER RD, 2001, RICHMOND, KY 40475-9407 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 734 N 3RD ST, RICHMOND, KY 40475-1214 |
| Document Number | M01982/576 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | M01982/576 |
| Instrument | 2014021308 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 734 N 3rd St was $1,488 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,488.00 Homeowner's exemption | $207,000 | $207,000 |
| 2023 | $1,231.00 | $127,000 | $127,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 734 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 734 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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