734 N 11th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 734 N 11th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 825 sqft
Lot Size	0.101 acres (4,386 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2020)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0006519.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006519.000`
Alternative APN	`004538-8`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	4,386 sqft (0.101 acres)
Lot Dimensions	129 ft deep x 34 ft wide
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004538-8
Street Address	734 N 11TH ST
City	CAMBRIDGE
State	OH
Zip	43725-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-08 S PT LOT 3 MCFARLANDS
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	MCFARLANDS
Legal Tract	2
Legal Lot Number	3
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2023
Census Tract	977500

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	734 N 11TH ST, CAMBRIDGE, OH 43725-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	20203335
Deed Book / Page	569 / 3385
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 25, 2022
Property Address	734 N 11TH ST, CAMBRIDGE, OH 43725-1910
Document Number	00581/1837
Book / Page	581 / 1837
Instrument Date	Feb 22, 2022
Instrument	202200001139
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 N 11TH ST, CAMBRIDGE, OH 43725-1910

Mortgage

Document Number	00581/1839
Date	Feb 25, 2022
Book Page	581/1839
Instrument	202200001140

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jun 26, 2020
Property Address	734 N 11TH ST, CAMBRIDGE, OH 43725-1910
Document Number	00569/3385
Book / Page	569 / 3385
Instrument Date	Jun 24, 2020
Instrument	202000003335
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 N 11TH ST, CAMBRIDGE, OH 43725-1910

Mortgage

Document Number	202000003336
Date	Jun 26, 2020
Instrument	202000003336

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,968.00 (-1.3%) Homeowner's exemption	$39,924 (-) Land $5,092 Building $34,832
2024	$1,994.00 (+11.46%) Homeowner's exemption	$39,924 (+17.14%) Land $5,092 Building $34,832	$114,070 (+17.14%) Land $14,550 Building $99,520
2023	$1,789.00 (+5.92%) Homeowner's exemption	$34,083 (-0.02%) Land $4,347 Building $29,736
2022	$1,689.00 Homeowner's exemption	$34,090 Land $4,350 Building $29,740	$97,380 (-) Land $12,420 Building $84,960
2021			$97,380 Land $12,420 Building $84,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smart Way Communications.

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