734 McLean Ave, Cotter, AR 72626 Property Records

Baxter County property record for 734 McLean Ave, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,047 sqft · built 2008
Lot Size	0.38 acres (16,563 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2019)
Tax Bill	$3,103 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00085-000`

Property Details

APN / Parcel Number

Primary APN	`004-00085-000`
Alternative APN	`26734`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	2,047 sqft
Basement Area	876 sqft
Finished Basement	876 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	16,563 sqft (0.38 acres)
Garage Type	Mixed
Garage Area	1,144 sqft
Driveway	Asphalt Driveway
Driveway Area	1,314 sqft
Porch	Slab
Porch Area	238 sqft
Deck Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	734 MCLEAN AVE
City	COTTER
State	AR
Zip	72626-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 405-409 COTTER
Legal Range	14
Legal Township	19
Legal Section	31
Legal Subdivision	COTTER LOTS
Legal Lot Number	405-409
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2001
Census Tract	950900

Owner

Source: Baxter County assessment roll, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	734 MCLEAN AVE, COTTER, AR 72626-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2019	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	20192997
Last Transfer Date	Nov 19, 2024
Transfer Doc	L202409832
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	734 MCLEAN AVE, COTTER, AR 72626-9757
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202000392
Date	Jan 15, 2020
Instrument	L202000392

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Apr 10, 2019
Property Address	734 MCLEAN AVE, COTTER, AR 72626-9757
Document Number	L201902997
Instrument Date	Apr 9, 2019
Instrument	L201902997
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 FOREST DR, 410, MOUNTAIN HOME, AR 72653-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 MCLEAN AVE, COTTER, AR 72626-9757

Mortgage

Document Number	L201902998
Date	Apr 10, 2019
Instrument	L201902998

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,880 (-) Land $24,000 Building $58,880
2024	$3,103.00 (+5.33%)
2023	$2,946.00 Homeowner's exemption	$82,880 Land $24,000 Building $58,880	$414,400 Land $120,000 Building $294,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35

May also be available: Verizon.

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