734 Madison St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 734 Madison St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 2,956 sqft · built 2020
Lot Size0.153 acres (6,665 sqft)
OwnerIndividual Name on Record
Last Sale$246,500 (Oct 2016)
Tax Bill$10,953 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN019-156-02

Property Details

APN / Parcel Number

Primary APN019-156-02
Alternative APN
  • 019-156-02-000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area2,956 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area6,665 sqft (0.153 acres)
Garage TypeAttached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address734 MADISON ST
CityWATSONVILLE
StateCA
Zip95076-2702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMISC 699 PG 928
Legal SubdivisionRANCHO BOLSA DEL PAJARO
Legal Lot Number48
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1004
Census Tract110202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address734 MADISON ST, WATSONVILLE, CA 95076-2702
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2016 · Amount on Record
Deed SaleOct 13, 2016 · Amount on Record
Prior SaleMar 28, 2013 · Amount on Record
Deed Document Number201639610
Prior Transfer DateAug 26, 1997
Prior Transfer Doc0000045733
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address734 MADISON ST, WATSONVILLE, CA 95076-2702
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 MADISON ST, WATSONVILLE, CA 95076-2702

Mortgage

Document Number0000005067
DateFeb 15, 2022
Instrument2022-0005067
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$875,660 (+2%) Land $314,014 Building $561,646
2025$10,953.00 (+13.83%) Homeowner's exemption$858,490 (+4.04%) Land $307,857 Building $550,633
2023$9,622.00 (+1.78%) Homeowner's exemption$825,154 Land $295,903 Building $529,251$728,820
2022$9,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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