Cambria County property record for 734 Luzerne St, Johnstown, PA 15905
| Property Type | Single Family Home |
|---|---|
| Details | built 1900 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 2015) |
| Tax Bill | $1,938 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-021.-216.000 |
| Primary APN | 66-021.-216.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Street Address | 734 LUZERNE ST |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15905-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100 X 160 H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | WESTMONT |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 11300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westmont Historic District listed 1995 · 432 contributing resources · NRIS 95000131 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
734 Luzerne St is owned and occupied by an individual who bought it in June 2015.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 734 LUZERNE ST, JOHNSTOWN, PA 15905-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SUMMIT BANK |
| Jul 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SUMMIT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2015 · Amount on File |
| Deed Sale | Jun 30, 2015 · Amount on File |
| Prior Sale | Feb 22, 2007 · Amount on File |
| Deed Document Number | 20157117 |
| Deed Book / Page | 2698 / 322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 734 LUZERNE ST, JOHNSTOWN, PA 15905-2328 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000013575 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 20220-00013575 |
| Name | FIRST SUMMIT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 734 LUZERNE ST, JOHNSTOWN, PA 15905-2328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020000007540 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 20200-00007540 |
| Name | FIRST SUMMIT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 734 Luzerne St was $1,938.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| Municipality | Westmont Borough |
| Unified School District | Westmont Hilltop School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,938.00 | $36,240 Land $8,220 Building $28,020 | |
| 2024 | $5,171.00 | $36,240 Land $8,220 Building $28,020 | |
| 1972 | $36,240 Land $8,220 Building $28,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 734 Luzerne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 734 Luzerne St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: In The Stix Broadband, Verizon.
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