734 Lancaster Ln, Geneva, IL 60134 Property Records

Kane County property record for 734 Lancaster Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,438 sqft · built 1992
Lot Size0.153 acres (6,667 sqft)
Owner2 Individual Names on File
Last Sale$160,500 (Oct 1996)
Tax Bill$8,964 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-02-232-041

Property Details

APN / Parcel Number

Primary APN12-02-232-041

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,438 sqft Living Area
Gross Area2,182 sqft
Basement Area744 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area6,667 sqft (0.153 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address734 LANCASTER LN
CityGENEVA
StateIL
Zip60134-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description48 EAST PHASE 3
Legal SubdivisionGENEVA EAST PH 03
Legal Phase3
Legal Block4
Legal Lot Number48
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4004
Census Tract852500

Owner

734 Lancaster Ln is owned and occupied by two individuals who bought it in October 1996.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address734 LANCASTER LN, GENEVA, IL 60134-3443
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 1996 · Amount on File
Deed SaleOct 28, 1996 · Amount on File
Prior SaleOct 28, 1996 · Amount on File
Deed Document Number199676738
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address734 LANCASTER LN, GENEVA, IL 60134-3443
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065189
DateAug 25, 2021
Instrument2021K065189
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036
Interest
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 734 Lancaster Ln was $8,964 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,964.00 Homeowner's exemption Senior Citizen's exemption$140,120 (+8.5%) Land $25,138 Building $114,982$420,528 (+8.5%) Land $75,444 Building $345,084
2024$129,143 Land $23,169 Building $105,974$387,584 Land $69,535 Building $318,049
2022$6,102.00 (+4.81%) Homeowner's exemption$109,091 (+3.86%) Land $19,572 Building $89,519$327,273 (+3.86%) Land $58,716 Building $268,557
2021$5,822.00 Homeowner's exemption$105,037 Land $18,845 Building $86,192$315,111 Land $56,535 Building $258,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 Lancaster Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 734 Lancaster Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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