734 King Gap Rd, Highlands, NC 28741 Property Records

Macon County property record for 734 King Gap Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,048 sqft · built 1983
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Apr 2026)
Tax Bill	$1,754 (2026)
Deeds & Mortgages	Mar 2007 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7419544131`

Property Details

APN / Parcel Number

Primary APN	`7419544131`
Alternative APNs	`0600102` `128353`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Heated Area
1st Floor Area	2,048 sqft
Basement Area	1,989 sqft
Finished Basement	1,989 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	72,745 sqft (1.67 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	168 sqft
Deck Area	427 sqft
Patio Area	621 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	128353
Street Address	734 KING GAP RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 20 KINGS MTN INC
Legal Subdivision	KING MOUNTAIN
Legal Lot Number	20
Jurisdiction	MACON NC
Township / Civil Division	FLATS
Census Block Group	4
Census Block	4034
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1145 ADMIRAL XING, ALPHARETTA, GA 30005-3892
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2007	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Oct 18, 2012 · Amount on Record
Deed Document Number	20262074
Deed Book / Page	44 / 356
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	734 KING GAP RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E31/1546
Date	Mar 21, 2007
Book Page	E-31/1546
Instrument	20071235

Lender

Name	SUNTRUST BANK
Type	Bank
Address	27001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 7, 2026
Property Address	734 KING GAP RD, HIGHLANDS, NC 28741
Document Number	0000002074
Book / Page	44 / 356
Instrument Date	Apr 7, 2026
Instrument	20262074
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 ADMIRAL XING, ALPHARETTA, GA 30005-3892

Mortgage

Document Number	0000002075,
Date	Apr 7, 2026
Instrument	20262075

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 7, 2026
Property Address	734 KING GAP RD, HIGHLANDS, NC 28741
Document Number	000I44/356
Book / Page	44 / 356
Instrument Date	Apr 7, 2026
Instrument	20262074
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 ADMIRAL XING, ALPHARETTA, GA 30005-3892

Mortgage

Document Number	0000002075,
Date	Apr 7, 2026
Instrument	20262075

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,754.00	$524,080 (-) Land $150,000 Building $374,080	$524,080 (-) Land $150,000 Building $374,080
2025		$524,080 (-) Land $150,000 Building $374,080	$524,080 (-) Land $150,000 Building $374,080
2023	$1,742.00	$524,080 Land $150,000 Building $374,080	$524,080 Land $150,000 Building $374,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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