734 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 734 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,424 sqft · built 1896
Lot Size	0.317 acres (13,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Sep 2016)
Tax Bill	$27,777 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-12-100-004`

Property Details

APN / Parcel Number

Primary APN	`15-12-100-004`
Alternative APN	`15-12-100-004-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Wood
Construction Type	Frame
Roof Material	Tile
Lot Area	13,800 sqft (0.317 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	734 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FOWLER) (BRUNER) & (BODINES) SUB OF SEC12 & SEC 11-39-12
Legal Range	12E
Legal Township	39N
Legal Section	11
Legal Subdivision	FOWLER BRUNER & BODINES
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	6
Census Block	6000
Census Tract	812000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	734 KEYSTONE AVE, RIVER FOREST, IL 60305-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2016 · Amount on Record
Deed Sale	Sep 14, 2016 · Amount on Record
Prior Sale	Sep 12, 2000 · Amount on Record
Deed Document Number	20161000
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	734 KEYSTONE AVE, RIVER FOREST, IL 60305-1602
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 KEYSTONE AVE, RIVER FOREST, IL 60305-1602

Mortgage

Document Number	0003213054
Date	Feb 1, 2023
Instrument	2303213054

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	734 KEYSTONE AVE, RIVER FOREST, IL 60305-1602
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021408117
Date	Aug 2, 2021
Instrument	2121408117

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,538 (+22.67%) Land $16,560 Building $80,978	$975,380 (+22.67%) Land $165,600 Building $809,780
2023	$27,777.00 (+13.05%)
2022	$24,571.00 Homeowner's exemption	$79,511 Land $14,490 Building $65,021	$795,110 Land $144,900 Building $650,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1979–2020)
Claims Outside the SFHA	7 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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