734 Hartman Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 734 Hartman Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,534 sqft · built 2002
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2022)
Tax Bill	$6,121 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-36-102-057-000`

Property Details

APN / Parcel Number

Primary APN	`07-36-102-057-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,534 sqft
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Porch	Slab
Porch Area	75 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	734 HARTMAN LN
City	WATERLOO
State	IL
Zip	62298-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 57 THE MEADOWS PHASE 2
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	THE MEADOWS
Legal Lot Number	57
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3011
Census Tract	600501

Owner

734 Hartman Ln is owned and occupied by two individuals who bought it in October 2022.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	734 HARTMAN LN, WATERLOO, IL 62298-1860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Oct 5, 2022	Warranty Deed, Construction Loan · Construction Mortgage ASSOCIATED BANK
Sep 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Deed Document Number	2022426394
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	0000426328
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	734 HARTMAN LN, WATERLOO, IL 62298-1860
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426685
Date	Oct 26, 2022
Instrument	426685

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 5, 2022
Property Address	734 HARTMAN LN, WATERLOO, IL 62298-1860
Document Number	0000426394
Map Reference	DOC 240787
Instrument Date	Sep 29, 2022
Instrument	426394
Transaction Type	Construction Loan
Record Updated	Oct 26, 2022
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 BRITTANY CT, 711, WATERLOO, IL 62298-1496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 HARTMAN LN, WATERLOO, IL 62298-1860

Mortgage

Document Number	0000426395
Date	Oct 5, 2022
Instrument	426395

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Sep 29, 2022
Property Address	734 HARTMAN LN, WATERLOO, IL 62298-1860
Document Number	0000426328
Map Reference	DOC 240787
Instrument Date	Sep 29, 2022
Instrument	426328
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 HARTMAN LN, 734, WATERLOO, IL 62298-1860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 HARTMAN LN, WATERLOO, IL 62298-1860

Tax Assessment & Valuation

The 2025 property tax bill for 734 Hartman Ln was $6,121, up 5.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,121.00 (+5.75%) Homeowner's exemption	$106,080 Land $16,840 Building $89,240	$318,240 Land $50,520 Building $267,720
2024	$5,788.00
2022	Additional exemption filed	$84,240 Land $15,450 Building $68,790	$252,720 Land $46,350 Building $206,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 734 Hartman Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Hartman Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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