734 Gardner Rd, Benton, KY 42025 Property Records

Marshall County property record for 734 Gardner Rd, Benton, KY 42025

Property Summary

Property Type	General Agricultural/Rural
Lot Size	16.1 acres (703,930 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2019)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-00-00-128`

Property Details

APN / Parcel Number

Primary APN	`78-00-00-128`
Alternative APN	`1030810`

Exterior

Lot Area	703,930 sqft (16.1 acres)

Location & Zoning

Account Number	1030810
Street Address	734 GARDNER RD
City	BENTON
State	KY
Zip	42025-6302
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Jurisdiction	MARSHALL KY
Township / Civil Division	FAIRDEALING
Census Block Group	1
Census Block	1024
Census Tract	950603

Owner

734 Gardner Rd, an agricultural property, is owned by two individuals who bought it in August 2019.

Source: Marshall County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	734 GARDNER RD, BENTON, KY 42025-6302
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Jun 1, 2011 · Amount on File
Deed Document Number	20191024629
Deed Book / Page	470 / 171
Record Updated	Jun 8, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Aug 2, 2019
Property Address	734 GARDNER RD, BENTON, KY 42025
Document Number	DEED470/171
Book / Page	DEED 470 / 171
Instrument Date	Jul 12, 2019
Instrument	1024629
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	681 COUNTY ROAD 1375 E, 681, CARMI, IL 62821-5919

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2537 DALE CT, CRESCENT PARK, KY 41017-1619

Mortgage

Document Number	1024635
Date	Aug 2, 2019
Instrument	1024635

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 734 Gardner Rd was $1,082.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 Additional exemption filed	$104,780 Land $4,780 Building $100,000	$181,000 Land $81,000 Building $100,000
2023	$774.00 Additional exemption filed	$74,780 Land $4,780 Building $70,000
2022			$136,000 Land $66,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 734 Gardner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Gardner Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONATHAN CREEK WATER DISTRICT serves 7,182 people · EPA ID KY0790216
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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