734 E McRainey Rd, Saint Pauls, NC 28384 Property Records

Robeson County property record for 734 E McRainey Rd, Saint Pauls, NC 28384

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1961
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Tax Bill	$791 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`210602012`

Property Details

APN / Parcel Number

Primary APN	`210602012`
Alternative APN	`120077001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Finished Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	81,022 sqft (1.86 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	120077001
Street Address	734 E MCRAINEY RD
City	SAINT PAULS
State	NC
Zip	28384-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	A S/S SR1726
Jurisdiction	ROBESON NC
Township / Civil Division	ST. PAULS
Census Block Group	2
Census Block	2003
Census Tract	960102

Owner

Source: Robeson County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	734 E MCRAINEY RD, SAINT PAULS, NC 28384-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CORPORATION
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2000
Deed Sale	Jan 1, 2000
Deed Book / Page	1111 / 843
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Recording Date	Sep 4, 2026
Property Address	734 E MCRAINEY RD, SAINT PAULS, NC 28384-9696
Document Number	0000008200
Book / Page	2600 / 495
Instrument Date	Aug 4, 2026
Instrument	20268200
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 E MCRAINEY RD, SAINT PAULS, NC 28384-9696

Mortgage

Document Number	0000008200,
Date	Sep 4, 2026
Book Page	2600/495
Instrument	20268200

Lender

Name	CALIFORNIA CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	734 E MCRAINEY RD, SAINT PAULS, NC 28384-9696
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7107 SECRET ROSE, DOUGLASVILLE, GA 30134-1669

Mortgage

Document Number	0002552/87
Date	Dec 4, 2025
Book Page	2552/87
Instrument	2025010760

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$791.00 (+38.05%)	$73,500 (+17.98%) Land $16,000 Building $57,500	$73,500 (+17.98%) Land $16,000 Building $57,500
2023	$573.00 (+9.14%)	$62,300 (+9.11%) Land $16,300 Building $46,000	$62,300 (+9.11%) Land $16,300 Building $46,000
2022	$525.00	$57,100 Land $16,300 Building $40,800	$57,100 Land $16,300 Building $40,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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