734 E 5th St, Owensboro, KY 42303 Property Records

Daviess County property record for 734 E 5th St, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1881
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$159 (2025)
Deeds & Mortgages	Jul 2006 Line of Credit Jul 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-04-05-014-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-04-05-014-00-000`
Alternative APN	`0026226`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	160 ft deep x 55 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	734 E 5TH ST
City	OWENSBORO
State	KY
Zip	42303-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	734 E 5TH ST
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1040
Census Tract	300

Owner

734 E 5th St is owned and occupied by two individuals.

Source: Daviess County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	734 E 5TH ST, OWENSBORO, KY 42303-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2006	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Jul 30, 2007	Deed of Trust, Mortgage SOUTH CENTRAL BANK
Mar 7, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	734 E 5TH ST, OWENSBORO, KY 42303-3327
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001515/504
Date	Jul 7, 2006
Book Page	1515/504
Instrument	0011765

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2007

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	734 E 5TH ST, OWENSBORO, KY 42303-3327
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001589/760
Date	Jul 30, 2007
Book Page	1589/760
Instrument	2007-00012712

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jul 25, 2014

Interest

Rate Type	Adjustable Rate

March 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS KY
Recording Date	Mar 7, 2011
Property Address	734 E 5TH ST, OWENSBORO, KY 42303-3327
Document Number	008860/950
Book / Page	8860 / 950
Instrument Date	Mar 4, 2011
Instrument	1355668
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1735 W 2ND ST, OWENSBORO, KY 42301-0502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 E 5TH ST, OWENSBORO, KY 42303-3327

Tax Assessment & Valuation

The 2025 property tax bill for 734 E 5th St was $159.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,300 (+3.14%)	$49,300 (+3.14%)
2025	$159.00	$47,800 Land $10,000 Building $37,800	$47,800 Land $10,000 Building $37,800
2023		$47,800 (-)	$47,800 (-)
2022	$540.00	$47,800	$47,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 E 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 734 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Owensboro Municipal Utilities.

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