Mecklenburg County property record for 734 Charter Pl, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 1976 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Jun 2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-301-61 |
| Primary APN | 189-301-61 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Basement Area | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 575 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 15 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 734 CHARTER PL |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L15 B1 M17-426 |
| Legal Subdivision | STONEHAVEN SEC 20 PH C |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2008 |
Source: Mecklenburg County records · APN 189-301-61
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 734 CHARTER PL, CHARLOTTE, NC 28211-5614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage INVESTORS TITLE |
| Dec 03, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 27, 2026 | Warranty Deed, Transfer INVESTORS TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Mar 27, 2026 · Amount on Record |
| Deed Document Number | 202669407 |
| Deed Book / Page | 40538 / 211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 734 CHARTER PL, CHARLOTTE, NC 28211-5614 |
| Document Number | 0000069407 |
| Book / Page | 40538 / 211 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202669407 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 734 CHARTER PL, CHARLOTTE, NC 28211-5614 |
| Document Number | 0000069408, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202669408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 734 CHARTER PL, CHARLOTTE, NC 28211-5614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 734 CHARTER PL, CHARLOTTE, NC 28211-5614 |
| Document Number | 0000123728 |
|---|---|
| Date | Dec 03, 2025 |
| Book Page | 40045/245 |
| Instrument | 2025123728 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 27, 2026 |
| Property Address | 734 CHARTER PL, CHARLOTTE, NC 28211-5614 |
| Document Number | 0000030618 |
| Book / Page | 40297 / 831 |
| Map Reference | MB 17 PG 426 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026030618 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 263 THRIVEMORE CIR NW, CONCORD, NC 28027-3793 |
| Name | Verified Name |
|---|---|
| Address | 1340 PICCADILLY DR, CHARLOTTE, NC 28211-5538 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $439,900 Land $90,000 Building $349,900 | $439,900 Land $90,000 Building $349,900 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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