734 Cardinal Dr, Willard, OH 44890 Property Records

Huron County property record for 734 Cardinal Dr, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1972
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,582 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-0710-02-039-0000`

Property Details

APN / Parcel Number

Primary APN	`14-0710-02-039-0000`
Alternative APN	`186616`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	416 sqft
Unfinished Basement	400 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	250 ft deep x 72 ft wide
Terrain	Rolling
Garage Area	3,408 sqft
Parking Spaces	12 Parking Spaces
Deck Area	528 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	186616
Street Address	734 CARDINAL DR
City	WILLARD
State	OH
Zip	44890-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 LOT 13 & 24 SUB 734
Legal Subdivision	THE HOLIDAY LAKES SUBDIVISION
Legal Lot Number	13
Jurisdiction	HURON OH
Township / Civil Division	GREENFIELD
Census Block Group	3
Census Block	3083
Census Tract	916100

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	734 CARDINAL DR, WILLARD, OH 44890-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 27, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2002
Deed Sale	Sep 30, 2002
Prior Sale	Jan 1, 1990 · Amount on Record
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	734 CARDINAL DR, WILLARD, OH 44890-9751
Document Number	0000000446
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 CARDINAL DR WILLARD OH 448909751, WILLARD, OH 44890-9751

Mortgage

Document Number	0000000446
Date	Jan 22, 2021
Instrument	446

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2036

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HURON OH
Recording Date	Mar 27, 2020
Property Address	734 CARDINAL DR, WILLARD, OH 44890-9751
Document Number	0000001841
Instrument Date	Feb 13, 2020
Instrument	1841
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 CARDINAL DR WILLARD OH 448909751, WILLARD, OH 44890-9751

Mortgage

Document Number	1842
Date	Mar 27, 2020
Instrument	1842

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2035

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Greenfield Township
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,582.00 (-5.98%)	$106,040 (-) Land $15,350 Building $90,690	$302,970 (-) Land $43,850 Building $259,120
2024	$3,810.00 (+26.45%)	$106,040 (+38.63%) Land $15,350 Building $90,690	$302,970 (+38.63%) Land $43,850 Building $259,120
2023	$3,013.00 (-1.31%)	$76,490 (-) Land $13,130 Building $63,360
2022	$3,053.00	$76,490 Land $13,130 Building $63,360
2021			$218,550 Land $37,510 Building $181,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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