734 Bayharbor Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 734 Bayharbor Ter, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 956 sqft · built 1981
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2021)
Tax Bill	$4,375 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-24-00001-2570-00034.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-24-00001-2570-00034.0`
Alternative APN	`22142`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	360 sqft
Porch	Finished/Screened Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	22142
Street Address	734 BAYHARBOR TER
City	SEBASTIAN
State	FL
Zip	32958-5920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT NO 10 BLK 257 LOT 34 PBI 6-37D
Legal Range	38
Legal Township	31
Legal Section	24
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 10
Legal Block	257
Legal Lot Number	34
Legal Unit	10
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2054
Census Tract	50809

Owner

734 Bayharbor Ter is owned by an individual who bought it in November 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	408 CHALOUPE TER, SEBASTIAN, FL 32958-6542
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Deed Document Number	0003482577
Deed Book / Page	3482 / 577
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 9, 2021
Property Address	734 BAYHARBOR TER, SEBASTIAN, FL 32958-5920
Document Number	0034820577
Book / Page	3482 / 577
Map Reference	MB 6 PG 37
Instrument Date	Nov 9, 2021
Instrument	3120210078140
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9574 RIVERVIEW DR, 9574, MICCO, FL 32976-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 BAYHARBOR TER, SEBASTIAN, FL 32958-5920

Mortgage

Document Number	3482578
Date	Nov 9, 2021
Instrument	3482/578

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 734 Bayharbor Ter was $4,375.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,375.00	$231,143 Land $76,713 Building $154,430	$231,143 Land $76,713 Building $154,430
2023	$3,492.00 (+14.76%)	$213,904 (+22.18%) Land $60,563 Building $153,341	$213,904 (+22.18%) Land $60,563 Building $153,341
2022	$3,043.00	$175,070 Land $37,953 Building $137,117	$175,070 Land $37,953 Building $137,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 Bayharbor Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Bayharbor Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250