734 Adelaide Cir, Encinitas, CA 92024 Property Records

San Diego County property record for 734 Adelaide Cir, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2020
Square Footage2,928 sqft Living Area
OccupancyOwner Occupied
Last Sale$2,520,000 (2025)
Tax Bill$17,867.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-123-09-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,928 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address734 ADELAIDE CIR
CityENCINITAS
StateCA
Zip92024-2305
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 TR 016267
Legal SubdivisionTM 15-064
Legal Tract016267
Legal Block2
Legal Lot Number9
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract17603

Owner

Source: San Diego County records · APN 256-123-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Mar 01, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING INC
Nov 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 26, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
SEA COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2025 · Amount on Record
Deed SaleJun 06, 2025 · Amount on Record
Prior SaleFeb 26, 2020 · Amount on Record
Deed Doc Number2025150596
Prior Transfer DateNov 13, 2020
Prior Transfer Doc0000755680
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305
Transaction TypeMortgage
Record UpdatedSep 05, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305

Mortgage

Document Number0000341157
DateAug 25, 2022
Instrument2022-0341157
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305
Transaction TypeMortgage
Record UpdatedMar 09, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305

Mortgage

Document Number0000092890
DateMar 01, 2022
Instrument2022-0092890
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305
Transaction TypeMortgage
Record UpdatedMar 04, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305

Mortgage

Document Number0000136850
DateFeb 22, 2021
Instrument2021-0136850
Lender
NameJMAC LENDING INC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2020
Property Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305
Document Number0000755680
Instrument DateNov 13, 2020
Instrument755680
Transaction TypeTransfer
Record UpdatedDec 07, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address734 ADELAIDE CIR ENCINITAS CA 920242305, ENCINITAS, CA 92024-2305

February 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 26, 2020
Property Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305
Document Number0000098842
Map ReferenceMAP 16267
Instrument DateFeb 05, 2020
Instrument2020-0098842
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address734 ADELAIDE CIR, ENCINITAS, CA 92024-2305

Mortgage

Document Number0000098843
DateFeb 26, 2020
Instrument2020-0098843
Lender
NameSEA COUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateMar 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.75%
Index1-Year LIBOR
Max Rate7.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,570,400 (+58.66%) Land $1,836,000 Building $734,400
2025$17,867.00 (+3.81%)$1,620,106 (+4.04%) Land $962,405 Building $657,701
2024$17,211.00 (+2.43%)
2023$16,802.00 (+2.07%) Homeowner's exemption$1,557,197 Land $925,035 Building $632,162
2022$16,462.00

Flood & Wildfire

734 Adelaide Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Adelaide Cir

Nearby Streets

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