734 46th St, Oakland, CA 94609 Property Records

Alameda County property record for 734 46th St, Oakland, CA 94609

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 569 sqft · built 1917
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Dec 2023)
Tax Bill	$8,195 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-1164-33`

Property Details

APN / Parcel Number

Primary APN	`13-1164-33`
Alternative APN	`013-1164-033-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	569 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,001 sqft (0.069 acres)

Location & Zoning

Street Address	734 46TH ST
City	OAKLAND
State	CA
Zip	94609-1805
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P336 PAGE: 93 LOT: 1 BLDG: UNIT:734
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	401000

Owner

734 46th St, a condominium, is owned and occupied by an individual who bought it in December 2023.

Source: Alameda County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	734 46TH ST, OAKLAND, CA 94609-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Nov 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage ACM INVESTOR SERVICES INC
Nov 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage ACM INVESTOR SERVICES INC
Dec 27, 2023	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Deed Document Number	2023150445
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	734 46TH ST, OAKLAND, CA 94609-1805
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 HEATHROW DR, OAKLEY, CA 94561-6321

Mortgage

Document Number	0000150448
Date	Dec 27, 2023
Instrument	2023150448

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Feb 19, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	734 46TH ST, OAKLAND, CA 94609-1805
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 45TH ST 49, 49, EMERYVILLE, CA 94608-2928

Mortgage

Document Number	0000129189
Date	Nov 1, 2023
Instrument	2023129189

Lender

Name	ACM INVESTOR SERVICES INC
Type	Non-Lending Institution
Address	SAN RAFAEL, CA 94901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	734 46TH ST, OAKLAND, CA 94609-1805
Transaction Type	Mortgage
Record Updated	Dec 28, 2023
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TTL CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 45TH ST 49, 49, EMERYVILLE, CA 94608-2928

Mortgage

Document Number	0000129189
Date	Nov 1, 2023
Instrument	2023129189

Lender

Name	ACM INVESTOR SERVICES INC
Type	Non-Lending Institution
Address	SAN RAFAEL, CA 94901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 27, 2023
Property Address	734 46TH ST, OAKLAND, CA 94609-1805
Document Number	0000150445
Map Reference	MB 336 PG 93&94
Instrument Date	Dec 20, 2023
Instrument	2023150445
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 46TH ST, OAKLAND, CA 94609-1805

Mortgage

Document Number	0000150446
Date	Dec 27, 2023
Instrument	2023150446

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000150447
Date	Dec 27, 2023
Instrument	2023150447

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Feb 19, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 734 46th St was $8,195 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,593 (+0.58%) Land $151,378 Building $353,215
2025	$8,195.00 Homeowner's exemption	$494,700 Land $148,410 Building $346,290
2023	$9,524.00	$563,218 Land $168,965 Building $394,253	$425,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 46th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1982–2011)
Most Recent Claim	May 2011 · river or lake flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 734 46th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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