7336 Switchboard Rd, Spencer, IN 47460 Property Records

Owen County property record for 7336 Switchboard Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,688 sqft · built 2008
Lot Size	10.6 acres (463,043 sqft)
Owner	Individual Name on Record
Last Sale	$556,266 (Apr 2026)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-28-300-390.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-28-300-390.000-016`
Alternative APN	`00000980384`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,688 sqft Living Area
1st Floor Area	3,688 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	463,043 sqft (10.6 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000980384
Street Address	7336 SWITCHBOARD RD
City	SPENCER
State	IN
Zip	47460-5962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN SE SW S28 T9 R3 10.63A
Legal Range	3
Legal Township	9
Legal Section	28
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 17, 2007	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF ODON
Jan 4, 2007	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF ODON
Nov 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	2026243441
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208958
Date	May 23, 2017
Instrument	208958

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000217979
Date	Oct 7, 2019
Instrument	217979

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2044

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174230
Date	Dec 17, 2007
Instrument	174230

Lender

Name	FIRST NATIONAL BANK OF ODON
Address	ODON, IN 47562

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169866
Date	Jan 4, 2007
Instrument	169866

Lender

Name	FIRST NATIONAL BANK OF ODON
Address	ODON, IN 47562

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	9.25%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207117
Date	Nov 28, 2016
Instrument	207117

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 22, 2026
Property Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Document Number	0000243441
Instrument Date	Apr 20, 2026
Instrument	2026.243441
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962

Mortgage

Document Number	0000243441,
Date	Apr 22, 2026
Instrument	2026.243441

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Nov 29, 2018
Property Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Document Number	0000214750
Instrument Date	Nov 26, 2018
Instrument	214750
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7336 SWITCHBOARD RD, SPENCER, IN 47460-5962
Investor	Possibly a Property Investor

Mortgage

Document Number	0000214751
Date	Nov 29, 2018
Instrument	214751

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (-7.03%) Homeowner's exemption	$509,700 (+14.82%) Land $92,200 Building $417,500	$509,700 (+14.82%) Land $92,200 Building $417,500
2024	$3,827.00 (+3.07%)
2023	$3,713.00 (-3.46%)	$443,900 Land $78,200 Building $365,700	$443,900 Land $78,200 Building $365,700
2022	$3,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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