7335 Summit Rock Rd, Elkridge, MD 21075 Property Records

Howard County property record for 7335 Summit Rock Rd, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,720 sqft · built 2015
Lot Size	0.032 acres (1,402 sqft)
Owner	2 Individual Names on File
Last Sale	$492,000 (Dec 2025)
Tax Bill	$6,509 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-597052`

Property Details

APN / Parcel Number

Primary APN	`01-597052`
Alternative APN	`597052`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,720 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,402 sqft (0.032 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597052
Street Address	7335 SUMMIT ROCK RD
City	ELKRIDGE
State	MD
Zip	21075-7286
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 261 1,402 SQ' 7335 SUMMIT ROCK RD HOWARD SQUARE PH 6
Legal Subdivision	HOWARD SQUARE
Legal Phase	6
Legal Lot Number	261
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2062
Census Tract	601203

Owner

7335 Summit Rock Rd, a townhouse, is owned and occupied by two individuals who bought it in December 2025.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7335 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Dec 22, 2025	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Dec 9, 2015 · Amount on File
Deed Book / Page	23047 / 96
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7335 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7286
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204090131
Date	Apr 6, 2021
Book Page	20409/131

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jan 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7335 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7286
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216340356
Date	Jul 21, 2022
Book Page	21634/356

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 22, 2025
Property Address	7335 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7286
Document Number	0230470096
Book / Page	23047 / 96
Map Reference	PL 22986-22988
Instrument Date	Oct 30, 2025
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7335 SUMMIT ROCK RD, ELKRIDGE, MD 21075-7286

Mortgage

Document Number	0023047105
Date	Dec 22, 2025
Instrument	23047/105

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 7335 Summit Rock Rd was $6,509 with a homeowner's exemption, up 9.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,509.00 (+9.54%) Homeowner's exemption	$421,500 (+6.34%) Land $165,000 Building $256,500	$421,500 (-) Land $165,000 Building $256,500
2025	$5,942.00 Homeowner's exemption	$396,367	$421,500 Land $165,000 Building $256,500
2023		$346,100 Land $160,000 Building $186,100	$346,100 Land $160,000 Building $186,100
2022	$3,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7335 Summit Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7335 Summit Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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