7334 Bealane Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7334 Bealane Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 768 sqft
Lot Size0.182 acres (7,928 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Apr 2026)
Tax Bill$2,530 (2025)
Deeds & MortgagesJul 2024 Mortgage
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN74-14-343-0011-000

Property Details

APN / Parcel Number

Primary APN74-14-343-0011-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Lot Area7,928 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address7334 BEALANE RD
CityCLAY
StateMI
Zip48001-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 41 PERCH POINT ISLES NO 1 SEC 25 T3N R15E
Legal Range15E
Legal Township03N
Legal Section25
Legal SubdivisionPERCH POINT ISLES SUBDIVISION #1
Legal Lot Number41
Legal Unit41
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1000
Census Tract647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31220 7 MILE RD, LIVONIA, MI 48152-3367
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK NA
Apr 23, 2026Warranty Deed, Transfer
BELL TITLE
Aug 14, 2017Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2026 · Amount on Record
Deed SaleApr 23, 2026 · Amount on Record
Prior SaleJul 21, 2014 · Amount on Record
Deed Document Number20268426
Deed Book / Page5917 / 957
Prior Transfer DateNov 12, 2024
Prior Transfer Doc0005792329
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address7334 BEALANE RD, CLAY, MI 48001-3005
Transaction TypeMortgage
Record UpdatedMay 14, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11569 PLYMOUTH WOODS DR, LIVONIA, MI 48150-2491

Mortgage

Document Number0005725206
DateJul 1, 2024
Book Page5725/206
Instrument2024011427
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2054

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address7334 BEALANE RD, CLAY, MI 48001-3005
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address31220 7 MILE RD, LIVONIA, MI 48152-3367

Mortgage

Document Number0005908997
DateMar 25, 2026
Book Page5908/997
Instrument2026005466
Lender
NameFLAGSTAR BANK NA
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateApr 23, 2026
Property Address7334 BEALANE RD, CLAY, MI 48001-3005
Document Number0000008426
Book / Page5917 / 957
Instrument DateMar 24, 2026
Instrument2026.8426
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyBELL TITLE

Transaction

AmountAmount Recorded
Tax$159,075.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address31220 7 MILE RD, LIVONIA, MI 48152-3367

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address7334 BEALANE RD, CLAY, MI 48001-3005
Document Number0048720468
Book / Page004872 / 000468
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7334 BEALANE RD CLAY MI 480013005, CLAY, MI 48001-3005

Mortgage

Document Number0048720468
DateSep 22, 2017
Book Page004872/000468
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 21, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,500 (+17.79%)$147,000 (+17.79%)
2025$2,530.00 (+2.47%) Homeowner's exemption$62,400 (+13.25%)
2024$2,469.00 (+61.8%)$124,800 (+13.25%)
2023$55,100
2022$1,526.00$110,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation579.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 policies
Nearby Flood Policies151 in force
Nearby Flood Claims144 (1979–2025)
Claims Outside the SFHA31 of 144
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRA TOWNSHIP
serves 6,510 people · EPA ID MI0003390
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
DSL
100 / 20

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