7332 Davis Rd, Rome, NY 13440 Property Records

Oneida County and Floyd Town property record for 7332 Davis Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1965
Owner	2 Individual Names on Record
Last Sale	$187,800 (Mar 2023)
Tax Bill	$4,046 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`303600 245.002-1-38`

Property Details

APN / Parcel Number

Primary APN	`303600 245.002-1-38`
Alternative APNs	`360024500200010380000000` `006240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	006240
Street Address	7332 DAVIS RD
City	ROME
State	NY
Zip	13440-0511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	ONEIDA NY
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2004
Census Tract	23702

Owner

Source: Oneida County and Floyd Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7332 DAVIS RD, ROME, NY 13440-0511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICU CU
Sep 21, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP
Nov 18, 2021	Warranty Deed, Transfer
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Nov 6, 2000 · Amount on Record
Deed Document Number	20233818
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0000019887
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Mar 27, 2023
Property Address	7332 DAVIS RD, ROME, NY 13440-0511
Document Number	0000003818
Instrument Date	Mar 24, 2023
Instrument	2023-003818
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9961 MESLER HILL RD, WESTERNVILLE, NY 13486-2111

Mortgage

Document Number	0000003819
Date	Mar 27, 2023
Instrument	2023-003819

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2033
Max Rate At Change	2.75%
Index	1-Year CMT

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	7332 DAVIS RD, ROME, NY 13440-0511
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015205
Date	Sep 21, 2022
Instrument	2022-015205

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 18, 2021
Property Address	7332 DAVIS RD, ROME, NY 13440-0511
Document Number	0000019887
Instrument Date	Nov 8, 2021
Instrument	2021-019887
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7332 DAVIS RD, ROME, NY 13440-0511

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	7332 DAVIS RD, ROME, NY 13440-0511
Document Number	0000016910
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7332 DAVIS RD ROME NY 134400511, ROME, NY 13440-0511

Mortgage

Document Number	0000016910
Date	Nov 6, 2017
Instrument	16910

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2027

Tax Assessment & Valuation

Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Floyd Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,046.00 (+0.65%)
2025	$4,020.00 (+192.15%)	$86,900 (-) Land $20,400 Building $66,500	$170,392 (+11.76%) Land $40,000 Building $130,392
2023		$86,900 (-) Land $20,400 Building $66,500	$152,456 (+19.3%) Land $35,789 Building $116,667
2022	$1,376.00 Homeowner's exemption	$86,900 Land $20,400 Building $66,500	$127,794 Land $30,000 Building $97,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Oneida County Rural Telephone Fiber	1,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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