7332 140th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7332 140th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	720 sqft
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2022)
Tax Bill	$2,560 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-027-1200`

Property Details

APN / Parcel Number

Primary APN	`02-027-1200`

Interior

Building Area	720 sqft Living Area

Exterior

Lot Area	871,200 sqft (20 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	392 sqft
Shed	1 Shed

Location & Zoning

Street Address	7332 140TH ST
City	MILACA
State	MN
Zip	56353-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF SW OF SE 27 38 26 20.00
Legal Range	26
Legal Township	38
Legal Section	27
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1024
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7332 140TH ST, MILACA, MN 56353-4631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Quit Claim Deed, Transfer · Conventional Mortgage SPIRE CU
Jul 6, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	2022433155
Prior Transfer Date	Sep 2, 2022
Prior Transfer Doc	000A433155
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 19, 2022
Property Address	7332 140TH ST, MILACA, MN 56353-4631
Document Number	000A433155
Instrument Date	Sep 2, 2022
Instrument	A433155
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	SERVION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7332 140TH ST, MILACA, MN 56353-4631

Mortgage

Document Number	000A433156
Date	Sep 19, 2022
Instrument	A433156

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 6, 2021
Property Address	7332 140TH ST, MILACA, MN 56353-4631
Document Number	000A425464
Instrument Date	Jul 2, 2021
Instrument	A425464
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7332 140TH ST, MILACA, MN 56353-4631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7332 140TH ST, MILACA, MN 56353-4631

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,560.00 (-1.61%)	$257,000 (+12.42%) Land $143,600 Building $113,400	$257,000 (+12.42%) Land $143,600 Building $113,400
2025	$2,602.00 (+8.69%) Homeowner's exemption	$228,600 (+8.24%) Land $124,500 Building $104,100	$228,600 (+8.24%) Land $124,500 Building $104,100
2023	$2,394.00	$211,200 Land $84,400 Building $126,800	$211,200 Land $84,400 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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