7331 Zerber Rd, Bradford, OH 45308 Property Records

Darke County property record for 7331 Zerber Rd, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1993
Lot Size	2.2 acres (96,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (May 1999)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A01-0-409-21-00-00-40900`

Property Details

APN / Parcel Number

Primary APN	`A01-0-409-21-00-00-40900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Raised
Lot Area	96,093 sqft (2.2 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7331 ZERBER RD
City	BRADFORD
State	OH
Zip	45308-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVID GARBER SUB DIV WHOLE LOTS 1 & 2
Legal Subdivision	DAVID GARBER SUB
Legal Lot Number	1&2 2
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3018
Census Tract	540100

Owner

Source: Darke County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7331 ZERBER RD, MIAMISBURG, OH 45342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 14, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1999 · Amount on Record
Deed Sale	May 5, 1999 · Amount on Record
Prior Sale	Dec 20, 1994 · Amount on Record
Deed Document Number	422
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	7331 ZERBER RD, BRADFORD, OH 45308-9598
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00556/5861
Date	Jul 13, 2022
Book Page	556/5861
Instrument	202200004239

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jun 1, 2032

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	7331 ZERBER RD, BRADFORD, OH 45308-9598
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	519/3717
Date	Aug 14, 2018
Book Page	519/3717
Instrument	201800004770

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Darke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 (-0.49%)	$54,810 (-) Land $9,930 Building $44,880	$156,580 (-) Land $28,360 Building $128,220
2023	$1,836.00 (+11.34%)	$54,810 (+19.33%) Land $9,930 Building $44,880	$156,580 (+19.34%) Land $28,360 Building $128,220
2022	$1,649.00	$45,930 Land $8,510 Building $37,420
2020			$131,200 Land $24,300 Building $106,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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