7331 Silver Ln, Dayton, OH 45414 Property Records

Montgomery County property record for 7331 Silver Ln, Dayton, OH 45414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,712 sqft · built 1945
Lot Size	3 acres (131,028 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2017)
Tax Bill	$3,887 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A01 00309 0081`

Property Details

APN / Parcel Number

Primary APN	`A01 00309 0081`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	131,028 sqft (3 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	840 sqft
Porch	Enclosed Porch
Porch Area	222 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7331 SILVER LN
City	DAYTON
State	OH
Zip	45414-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-3-29
Legal Lot Number	81
Jurisdiction	MONTGOMERY OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3011
Census Tract	110201

Owner

7331 Silver Ln is owned and occupied by an individual who acquired it in June 2021.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7331 SILVER LN, DAYTON, OH 45414-1653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HM FNDG
Jun 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Apr 26, 2017 · Amount on File
Deed Document Number	0000024531
Last Transfer Date	Jun 1, 2021
Transfer Doc	0000041629
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	7331 SILVER LN, DAYTON, OH 45414-1653
Document Number	0000041630
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7331 SILVER LN DAYTON OH 454141653, DAYTON, OH 45414-1653

Mortgage

Document Number	0000041630
Date	Jun 1, 2021
Instrument	41630

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2036

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 1, 2021
Property Address	7331 SILVER LN, DAYTON, OH 45414-1653
Document Number	0000041629
Instrument Date	Oct 16, 2020
Instrument	2021-00041629
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NOT AVAILABLE, TERRATITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7331 SILVER LN, DAYTON, OH 45414-1653

Mortgage

Document Number	0000041630
Date	Jun 1, 2021
Instrument	2021-00041630

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Nov 1, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 26, 2017
Property Address	7331 SILVER LN, DAYTON, OH 45414-1653
Document Number	0000024531
Instrument Date	Mar 17, 2017
Instrument	24531
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	STERLING TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7331 SILVER LN DAYTON OH 454141653, DAYTON, OH 45414-1653

Mortgage

Document Number	24532
Date	Apr 26, 2017
Instrument	24532

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Butler Township
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,130 Land $34,860 Building $26,270
2024	$3,887.00 (+2.42%)
2023	$3,795.00 (+13.08%)	$61,130 (+42%) Land $34,860 Building $26,270	$174,660 Land $99,600 Building $75,060
2022	$3,356.00	$43,050 Land $24,550 Building $18,500
2020			$123,000 Land $70,140 Building $52,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7331 Silver Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7331 Silver Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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