7331 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 7331 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,201 sqft · built 2007
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2022)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-25-152-007`

Property Details

APN / Parcel Number

Primary APN	`40-23-25-152-007`
Alternative APNs	`0071198-000100-2` `10004622520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,201 sqft Living Area
Gross Area	3,306 sqft

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Stucco
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	2,795 sqft

Exterior Amenities

Porch	Porch
Porch Area	399 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004622520
Old Parcel Number	00711980001002
Street Address	7331 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	ZZZ 254023 P24-2 25 40 23 P-24-2 1.45A M/L COMM AT SW COR OF NW 1/4 N 420 FT E 892.6 FT TO POB CONT E 124 FT N 46
Legal Range	23E
Legal Township	40S
Legal Section	25
Legal Subdivision	ACREAGE
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7331 RIVERSIDE DR, PUNTA GORDA, FL 33982-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jun 7, 2005 · Amount on Record
Deed Document Number	3176883
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 23, 2022
Property Address	7331 RIVERSIDE DR, PUNTA GORDA, FL 33982-1557
Document Number	0003176883
Instrument Date	Nov 21, 2022
Instrument	3176883
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7272 RIVERSIDE DR, PUNTA GORDA, FL 33982-1568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7331 RIVERSIDE DR, PUNTA GORDA, FL 33982-1557

Mortgage

Document Number	0003176884
Date	Nov 23, 2022
Instrument	3176884

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,083.00 (-11.45%) Homeowner's exemption	$310,666 (+5.77%)	$350,599 (+1.87%) Land $52,200 Building $298,399
2023	$4,611.00 (-11.75%) Homeowner's exemption	$293,710 (+%)	$344,172 (+17.18%) Land $50,750 Building $293,422
2022	$5,225.00	$293,709 Land $36,975 Building $256,734	$293,709 Land $36,975 Building $256,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 16 condo units
Nearby Flood Claims	257 (1982–2024)
Claims Outside the SFHA	3 of 257
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 81 claims Hurricane Helene, Sep 2024 · 64 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20