Lincoln County property record for 7331 Oxford Bluff Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 2002 |
| Lot Size | 0.442 acres (19,254 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,900 (Oct 2002) |
| Tax Bill | $1,928 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-02-7608 |
| Primary APN | 4602-02-7608 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,254 sqft (0.442 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 162506 |
|---|---|
| Street Address | 7331 OXFORD BLUFF DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #49 OXFORD HUNT SUB |
| Legal Subdivision | OXFORD HUNT |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 71102 |
Source: Lincoln County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2002 · Amount on Record |
| Deed Sale | Oct 18, 2002 · Amount on Record |
| Prior Sale | Apr 23, 2002 · Amount on Record |
| Deed Book / Page | 1389 / 434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 22, 2026 |
| Property Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Document Number | 0000715383 |
| Book / Page | 3539 / 262 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 2026715383 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | ROCKET CLOSE LLC-RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Document Number | 0000715383, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 3539/262 |
| Instrument | 2026715383 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|
| Document Number | 0003456221 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 3456/221 |
| Instrument | 702100 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0003313908 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 3313/908 |
| Instrument | 678589 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0003313908 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 3313/908 |
| Instrument | 678589 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0003134662 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 3134/662 |
| Instrument | 647140 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7331 OXFORD BLUFF DR, STANLEY, NC 28164-6813 |
| Document Number | 2728963 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7331 OXFORD BLUFF DR STANLEY NC 281646813, STANLEY, NC 28164-6813 |
| Document Number | 2728963 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 002728/000963 |
| Instrument | 575211 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2048 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,928.00 (+1.47%) | $296,113 (-) Land $50,000 Building $246,113 | $296,113 (-) Land $50,000 Building $246,113 |
| 2023 | $1,900.00 | $296,113 Land $50,000 Building $246,113 | $296,113 Land $50,000 Building $246,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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