7331 N Wheaton Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 7331 N Wheaton Rd, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,994 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2018)
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06000240003400`

Property Details

APN / Parcel Number

Primary APN	`06000240003400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,994 sqft Living Area
1st Floor Area	1,994 sqft
Basement Area	1,994 sqft
Unfinished Basement	1,994 sqft

Exterior

Lot Area	435,600 sqft (10 acres)
Garage Area	572 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7331 N WHEATON RD
City	CHARLOTTE
State	MI
Zip	48813-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	N 1/2 OF E 1/2 OF S 1/2 OF N 1/2 OF SE 1/4. SEC.2, T3N,R5W, CHESTER TWP 1979
Legal Range	05W
Legal Township	03N
Legal Section	02
Jurisdiction	EATON MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1001
Census Tract	20602

Owner

7331 N Wheaton Rd is owned and occupied by an individual who acquired it in February 2020.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7331 N WHEATON RD, CHARLOTTE, MI 48813-8612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit EATON FSB
Feb 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EATON FSB
Dec 26, 2018	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Deed Book / Page	2767 / 113
Last Transfer Date	Feb 12, 2020
Transfer Doc	02829/1179
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7331 N WHEATON RD, CHARLOTTE, MI 48813-8612
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002856/479
Date	Jul 14, 2020
Book Page	2856/479

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Feb 20, 2020
Property Address	7331 N WHEATON RD, CHARLOTTE, MI 48813-8612
Document Number	02829/1179
Book / Page	2829 / 1179
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7331 N WHEATON RD, CHARLOTTE, MI 48813-8612

Mortgage

Document Number	0028291180
Date	Feb 20, 2020
Instrument	2829/1180

Lender

Name	EATON FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 26, 2018
Property Address	7331 N WHEATON RD, CHARLOTTE, MI 48813-8612
Document Number	02767/0113
Book / Page	2767 / 0113
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7331 N WHEATON RD, 7331, CHARLOTTE, MI 48813-8612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6381 BENSCH RD, ALGER, MI 48610-9491

Mortgage

Document Number	0027661012
Date	Dec 26, 2018
Instrument	2766/1012

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7331 N Wheaton Rd was $4,218 with a homeowner's exemption, up 8.2% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Chester Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,400 (+5.16%)	$348,761 (-) Land $68,851 Building $279,910
2025	$4,218.00 (+8.18%) Homeowner's exemption	$174,400	$348,761 Land $68,851 Building $279,910
2024	$3,899.00
2023		$145,800	$291,600
2022	$3,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7331 N Wheaton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7331 N Wheaton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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