733 W Sun St, Morehead, KY 40351 Property Records

Rowan County property record for 733 W Sun St, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1968
Owner	Individual Name on File
Last Sale	$92,000 (Aug 2019)
Tax Bill	$666 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-20 10 046.00`

Property Details

APN / Parcel Number

Primary APN	`080-20 10 046.00`
Alternative APNs	`6995` `7003` `7408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1968
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	7408
Street Address	733 W SUN ST
City	MOREHEAD
State	KY
Zip	40351-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT 3 & 4 90X110
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	4
Census Block	4053
Census Tract	950202

Owner

733 W Sun St is owned and occupied by an individual who bought it in August 2019.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	733 W SUN ST, MOREHEAD, KY 40351-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Deed Document Number	2000963
Deed Book / Page	D273 / 123
Record Updated	Jun 8, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 19, 2019
Property Address	733 W SUN ST, MOREHEAD, KY 40351-1402
Document Number	00D273/123
Book / Page	D273 / 123
Instrument Date	Aug 16, 2019
Instrument	2000963
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6100 OAK GROVE RD, 6100, MOREHEAD, KY 40351-9618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 W SUN ST, MOREHEAD, KY 40351-1402

Mortgage

Document Number	0002000964
Date	Aug 19, 2019
Instrument	2000964

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 733 W Sun St was $666 with a homeowner's exemption.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$666.00 Homeowner's exemption	$128,700 Land $30,000 Building $98,700	$128,700 Land $30,000 Building $98,700
2023	$388.00 Homeowner's exemption	$92,000 Land $15,000 Building $77,000	$92,000 Land $15,000 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 733 W Sun St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 733 W Sun St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20