Kenton County property record for 733 Oak St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,760 sqft · built 1930 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,000 (Jan 2020) |
| Tax Bill | $1,175 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-32-09-003.00 |
| Primary APN | 026-32-09-003.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Finished Area |
| Gross Area | 1,998 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 733 OAK ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEAVER LOT 280 1ST ADDN & ADJ N 5' LOT 343 LUDLOW LAGOON LAND |
| Legal Subdivision | WEAVER J J |
| Legal Phase | 1ST |
| Legal Lot Number | 343,28 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 66900 |
733 Oak St is owned by a company that bought it in January 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 131 PROSPEROUS PL, 18B, LEXINGTON, KY 40509-1844 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage STOCK YARDS BANK & TRUST CO |
| Jan 8, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2020 · Amount on File |
| Deed Sale | Jan 8, 2020 · Amount on File |
| Deed Document Number | 20205900197 |
| Deed Book / Page | 1 / 609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 733 OAK ST, LUDLOW, KY 41016-1368 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900132 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 298/199 |
| Instrument | 21110805900132 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 32890 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 5, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 8, 2020 |
| Property Address | 733 OAK ST, LUDLOW, KY 41016-1368 |
| Document Number | 0000000197 |
| Book / Page | 000001 / 000609 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 197 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 131 PROSPEROUS PL #18B LEXINGTON KY 405091844, 18B, LEXINGTON, KY 40509-1844 |
The 2025 property tax bill for 733 Oak St was $1,175.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,400 (+76%) Land $15,000 Building $143,400 | $158,400 (+76%) Land $15,000 Building $143,400 | |
| 2025 | $1,175.00 | $90,000 Land $10,000 Building $80,000 | $90,000 Land $10,000 Building $80,000 |
| 2023 | $1,158.00 | $90,000 Land $10,000 Building $80,000 | $90,000 Land $10,000 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 733 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 26 (1978–2025) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 733 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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