733 Monarch Ridge Rd, Frederick, MD 21703 Property Records

Frederick County property record for 733 Monarch Ridge Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,912 sqft · built 1993
Lot Size0.19 acres (8,289 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Jun 2017)
Tax Bill$6,819 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2017 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-166151

Property Details

APN / Parcel Number

Primary APN02-166151
Alternative APNs
  • 2166151
  • 166151

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area2,324 sqft
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,289 sqft (0.19 acres)
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number166151
Street Address733 MONARCH RIDGE RD
CityFREDERICK
StateMD
Zip21703-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOT 65 SEC 1 PLAT 3 8289 SQ FT MONARCH RIDGE
Legal SubdivisionMONARCH RIDGE
Legal Lot Number65
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group1
Census Block1006
Census Tract750506

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address733 MONARCH RIDGE RD, FREDERICK, MD 21703-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 15, 2017Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMERCIAL LNDG
Feb 17, 2017Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2017 · Amount on Record
Deed SaleJun 15, 2017 · Amount on Record
Prior SaleFeb 17, 2017 · Amount on Record
Deed Document Number201711872-0462
Deed Book / Page11872 / 462
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address733 MONARCH RIDGE RD, FREDERICK, MD 21703-2227
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150690259
DateJul 6, 2021
Book Page15069/259
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueDec 1, 2050

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 15, 2017
Property Address733 MONARCH RIDGE RD, FREDERICK, MD 21703-2227
Document Number0118720462
Book / Page11872 / 0462
Map ReferenceMB42 PG6
Instrument DateJun 13, 2017
Instrument11872-0462
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address733 MONARCH RIDGE RD, FREDERICK, MD 21703-2227

Mortgage

Document Number118720467
DateJun 15, 2017
Instrument11872-0467
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address733 MONARCH RIDGE RD, FREDERICK, MD 21703-2227
Document Number0116760045
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12722 GLADYS RETREAT CIR BOWIE MD 207203352, BOWIE, MD 20720-3352

Mortgage

Document Number0116760045
DateFeb 16, 2017
Book Page011676/000045
Lender
NameCOMMERCIAL LNDG
AddressCLIFTON, VA 20124
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateFeb 17, 2017
Property Address733 MONARCH RIDGE RD, FREDERICK, MD 21703-2227
Document Number0116760040
Book / Page011676 / 000040
Instrument DateJan 20, 2017
Transaction TypeTransfer
Record UpdatedMar 20, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$209.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12722 GLADYS RETREAT CIR BOWIE MD 207203352, BOWIE, MD 20720-3352

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,200 (+27.45%)$503,400 (+20.98%) Land $143,200 Building $360,200
2025$6,819.00 (+12.38%)
2023$6,068.00 Homeowner's exemption$349,300$416,100 Land $103,200 Building $312,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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