733 Emmaeus Rd, Afton, VA 22920 Property Records

Albemarle County property record for 733 Emmaeus Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1979
Lot Size	2.72 acres (118,527 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2022)
Tax Bill	$4,818 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07000-00-00-05100`

Property Details

APN / Parcel Number

Primary APN	`07000-00-00-05100`
Alternative APN	`28946`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Finished Area
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	118,527 sqft (2.72 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	336 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	733 EMMAEUS RD
City	AFTON
State	VA
Zip	22920-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	WAVERTREE HALL FARM 2
Legal Subdivision	WAVERTREE HALL FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2023
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	733 EMMAEUS RD, AFTON, VA 22920-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Deed Document Number	202210688
Prior Transfer Date	May 12, 2015
Prior Transfer Doc	0000005309
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 7, 2022
Property Address	733 EMMAEUS RD, AFTON, VA 22920-1820
Document Number	202200010688
Map Reference	MB 667 PG 123
Instrument Date	Aug 27, 2022
Instrument	202200010688
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	733 EMMAEUS RD, AFTON, VA 22920-1820

Mortgage

Document Number	202200010689
Date	Sep 7, 2022
Instrument	202200010689

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year CMT
Margin	2
Max Rate	10.3%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,818.00 (+1.58%)	$538,900 (+1.56%) Land $235,100 Building $303,800	$538,900 (+1.56%) Land $235,100 Building $303,800
2025	$4,743.00 (+16.54%)	$530,600 (+11.33%) Land $235,100 Building $295,500	$530,600 (+11.33%) Land $235,100 Building $295,500
2023	$4,070.00	$476,600 Land $209,100 Building $267,500	$476,600 Land $209,100 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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