733 Caudill Gap Rd, Manchester, KY 40962 Property Records

Clay County property record for 733 Caudill Gap Rd, Manchester, KY 40962

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 2007
Lot Size	2 acres (87,251 sqft)
Owner	Company Name on File
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-00-00-027.01`

Property Details

APN / Parcel Number

Primary APN	`068-00-00-027.01`
Alternative APNs	`111048` `12055`

Interior

Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2007
Roof Material	Composition Shingle
Lot Area	87,251 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	12055
Street Address	733 CAUDILL GAP RD
City	MANCHESTER
State	KY
Zip	40962-7006
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2.003 ACRES & MOBILE HOME
Jurisdiction	CLAY KY
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2023
Census Tract	950302

Owner

733 Caudill Gap Rd, a mobile home, is owned by a company that acquired it in December 2022.

Source: Clay County records, as of December 19, 2025

Owner of Record	Company Name on File
Mailing Address	639 CAUDILL GAP RD, MANCHESTER, KY 40962-7051
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF MANCHESTER KE
May 18, 2023	Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Dec 5, 2022	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 5, 2022
Transfer Doc	000341/309
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	733 CAUDILL GAP RD, MANCHESTER, KY 40962-7006
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 CAUDILL GAP RD, MANCHESTER, KY 40962-7006

Mortgage

Document Number	000255/105
Date	Sep 26, 2025
Book Page	255/105
Instrument	1686349

Lender

Name	THE FIRST NATIONAL BANK OF MANCHESTER KE
Address	120 TOWN SQ, MANCHESTER, KY 40962

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2040

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY KY
Recording Date	May 18, 2023
Property Address	733 CAUDILL GAP RD, MANCHESTER, KY 40962-7006
Document Number	000343/166
Book / Page	343 / 166
Instrument Date	May 15, 2023
Instrument	1681616
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 CAUDILL GAP RD, MANCHESTER, KY 40962-7051

Mortgage

Document Number	000246/256
Date	May 18, 2023
Book Page	246/256
Instrument	1681617

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

December 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CLAY KY
Recording Date	Dec 5, 2022
Property Address	733 CAUDILL GAP RD, MANCHESTER, KY 40962-7006
Document Number	000341/309
Book / Page	341 / 309
Instrument Date	Nov 2, 2022
Instrument	317544
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 733 Caudill Gap Rd was $1,062.

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00	$89,000	$89,000
2023	$479.00	$40,200	$40,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 733 Caudill Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 733 Caudill Gap Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 83% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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