7329 Centennial Rd, Derwood, MD 20855 Property Records

Montgomery County property record for 7329 Centennial Rd, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,008 sqft · built 1968
Lot Size	0.346 acres (15,062 sqft)
Owner	Individual Name on Record
Last Sale	$578,000 (Jul 2021)
Tax Bill	$6,545 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00127848`

Property Details

APN / Parcel Number

Primary APN	`04-00127848`
Alternative APN	`00127848`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	656 sqft
Finished Basement	656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,062 sqft (0.346 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	156 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00127848
Street Address	7329 CENTENNIAL RD
City	DERWOOD
State	MD
Zip	20855-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NEEDWOOD ESTATES
Legal Subdivision	NEEDWOOD ESTATES
Legal Block	B
Legal Lot Number	30
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	701212

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7329 CENTENNIAL RD, DERWOOD, MD 20855-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
May 28, 2020	Deed of Trust, Mortgage NAVY FCU
Aug 30, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	63503 / 313
Prior Transfer Date	Jan 15, 2016
Prior Transfer Doc	0514980084
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 15, 2021
Property Address	7329 CENTENNIAL RD, DERWOOD, MD 20855-1906
Document Number	0635030313
Book / Page	63503 / 313
Map Reference	MB 79 PL 7963
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3615 W BEACON AVE, 3615, SPOKANE, WA 99208-4703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7329 CENTENNIAL RD, DERWOOD, MD 20855-1906

Mortgage

Document Number	63503324
Date	Jul 15, 2021
Instrument	63503/324

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7329 CENTENNIAL RD, DERWOOD, MD 20855-1906
Document Number	0598770239
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7329 CENTENNIAL RD DERWOOD MD 208551906, DERWOOD, MD 20855-1906

Mortgage

Document Number	0598770239
Date	Jun 22, 2020
Book Page	059877/000239

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 30, 2018
Property Address	7329 CENTENNIAL RD, DERWOOD, MD 20855-1906
Document Number	0565400435
Book / Page	056540 / 000435
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	UNIVERSAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$524.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7329 CENTENNIAL RD DERWOOD MD 208551906, DERWOOD, MD 20855-1906

Mortgage

Document Number	565400444
Date	Aug 30, 2018
Book Page	056540/000444

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,100 (+5.68%) Land $286,200 Building $250,900	$537,100 (-) Land $286,200 Building $250,900
2025	$6,545.00 (+6.86%)	$508,233 (+12.82%)	$537,100 (+19.22%) Land $286,200 Building $250,900
2024	$6,125.00 (+28.33%)
2023		$450,500 Land $272,500 Building $178,000	$450,500 Land $272,500 Building $178,000
2022	$4,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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