Winnebago County property record for 7328 Timber Ridge Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 2006 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Sep 2021) |
| Tax Bill | $15,635 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-178-003 |
| Primary APN | 04-23-178-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Basement Area | 1,890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 1,099 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 7328 TIMBER RIDGE RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PROMONTORY RIDGE SOUTH PT NW1/4 SEC 23-46-2 LOT 86 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 23 |
| Legal Subdivision | PROMONTORY RDG SOUTH |
| Legal Lot Number | 86 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3903 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7328 TIMBER RIDGE RD, ROSCOE, IL 61073-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA |
| Mar 20, 2020 | Warranty Deed, Transfer · Conventional with PMI BLACKHAWK BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2020 · Amount on Record |
| Deed Document Number | 202133189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 17, 2021 |
| Property Address | 7328 TIMBER RIDGE RD, ROSCOE, IL 61073-9719 |
| Document Number | 0000033189 |
| Map Reference | PB 44 PG 160B |
| Instrument Date | Sep 4, 2021 |
| Instrument | 2133189 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7328 TIMBER RIDGE RD, ROSCOE, IL 61073-9719 |
| Document Number | 0000033190 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2133190 |
| Name | BARRINGTON BANK & TRUST CO NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.88% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 20, 2020 |
| Property Address | 7328 TIMBER RIDGE RD, ROSCOE, IL 61073-9719 |
| Document Number | 0001007706 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 1007706 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12678 ARBORETUM DR BELVIDERE IL 610089732, BELVIDERE, IL 61008-9732 |
| Document Number | 1007707 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 1007707 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Prairie Hill Community Consolidated School District 133 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,635.00 | $217,608 (+36.37%) Land $32,009 Building $185,599 | $652,824 (+36.37%) Land $96,027 Building $556,797 |
| 2022 | Homeowner's exemption | $159,574 Land $23,984 Building $135,590 | $478,722 Land $71,952 Building $406,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2009 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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