7328 S 3rd St Rd, Waco, TX 76706 Property Records

McLennan County property record for 7328 S 3rd St Rd, Waco, TX 76706

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,686 sqft · built 1980
Lot Size	2 acres (87,512 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Dec 2014)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`44-002400-000900-1`

Property Details

APN / Parcel Number

Primary APN	`44-002400-000900-1`
Alternative APNs	`4400240000090010111` `156855`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,686 sqft Living Area
Gross Area	3,388 sqft
1st Floor Area	2,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	87,512 sqft
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	540 sqft
Shed	1 Shed
Shed Area	168 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7328 S 3RD ST RD
City	WACO
State	TX
Zip	76706-7582
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	MARTINEZ M TRACT 6A ACRES 2.009
Legal Subdivision	MARTINEZ M
Legal Tract	6A
Legal Lot Number	6A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1092
Census Tract	3701

Owner

7328 S 3rd St Rd, a rural home, is owned and occupied by an individual who bought it in December 2014.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7328 S 3 ST, WACO, TX 76706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2014 · Amount on File
Deed Sale	Dec 12, 2014 · Amount on File
Prior Sale	Dec 31, 2013 · Amount on File
Deed Document Number	201437000
Prior Transfer Date	Jan 4, 2011
Prior Transfer Doc	0000001960
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	7328 S 3RD ST RD, WACO, TX 76706-7582
Document Number	0000033951
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7328 S 3RD ST RD WACO TX 767067582, WACO, TX 76706-7582

Mortgage

Document Number	0000033951
Date	Oct 9, 2019
Instrument	33951

Lender

Name	BBVA USA
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 7328 S 3rd St Rd was $2,016 with exemptions applied, down 17.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,716 (+1%)	$467,511 (-1.51%) Land $56,192 Building $411,319
2025	$2,016.00 (-17.78%) Homeowner's exemption Senior Citizen's exemption	$361,560	$474,690 Land $46,710 Building $427,980
2024	$2,452.00
2023		$380,000 Land $46,710 Building $333,290	$380,000 Land $46,710 Building $333,290
2022	$2,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7328 S 3rd St Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7328 S 3rd St Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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