7328 Osceola Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7328 Osceola Dr, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 2,836 sqft · built 2019
Lot Size0.164 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$569,900 (Dec 2019)
Tax Bill$14,079 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN525-0007-0075-00

Property Details

APN / Parcel Number

Primary APN525-0007-0075-00

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,836 sqft Living Area
1st Floor Area1,369 sqft
2nd Floor Area1,467 sqft
Basement Area1,369 sqft
Finished Basement849 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,187 sqft (0.164 acres)
Lot Dimensions144 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area72 sqft
Patio Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7328 OSCEOLA DR
CityCINCINNATI
StateOH
Zip45243-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOSCEOLA DR 50 X 144.25 LOT 42 OSCEOLA PARK SUB
Legal SubdivisionOSCEOLA PARK SUB
Legal Lot Number42
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group1
Census Block1003
Census Tract24100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7328 OSCEOLA DR, CINCINNATI, OH 45243-2216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS
Dec 2, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNION SAVINGS BANK
Sep 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 25, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2019 · Amount on Record
Deed SaleDec 2, 2019 · Amount on Record
Prior SaleSep 25, 2018 · Amount on Record
Deed Document Number0000106245
Deed Book / Page14054 / 03712
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7328 OSCEOLA DR, CINCINNATI, OH 45243-2216
Document Number0000021090
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7328 OSCEOLA DR CINCINNATI OH 452432216, CINCINNATI, OH 45243-2216

Mortgage

Document Number0000021090
DateMar 3, 2020
Book Page014116/000040
Instrument21090
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 2, 2019
Property Address7328 OSCEOLA DR, CINCINNATI, OH 45243-2216
Document Number0000106245
Book / Page14054 / 03712
Map ReferenceMB 27 PG 48&49
Instrument DateOct 23, 2019
Instrument2019-0106245
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanyACS TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,279.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7328 OSCEOLA DR, MADEIRA, OH 45243-2216

Mortgage

Document Number0000106246
DateDec 2, 2019
Instrument2019-0106246
Lender
NameUNION SAVINGS BANK
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 1, 2020
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate9.25%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 25, 2018
Property Address7328 OSCEOLA DR, CINCINNATI, OH 45243-2216
Document Number0000085265
Book / Page013760 / 000869
Instrument DateSep 21, 2018
Instrument85265
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$390.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2623 ERIE AVE CINCINNATI OH 452082001, CINCINNATI, OH 45208-2001

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateSep 25, 2018
Property Address7328 OSCEOLA DR, CINCINNATI, OH 45243-2216
Document Number0000085266
Book / Page013760 / 000871
Instrument DateSep 21, 2018
Instrument85266
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9560 MONTGOMERY RD CINCINNATI OH 452427222, CINCINNATI, OH 45242-7222

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,079.00 (+2.67%)$239,603 (-) Land $39,788 Building $199,815
2024$13,713.00 (-1.32%)$239,603 (-) Land $39,788 Building $199,815
2023$13,896.00 (-11.23%)$239,603 (+8.58%) Land $39,788 Building $199,815$684,580 (+8.58%) Land $113,680 Building $570,900
2022$15,654.00 Homeowner's exemption$220,665 Land $45,500 Building $175,165
2020$630,470 Land $130,000 Building $500,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimMay 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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