San Diego County property record for 7328 Binnacle Dr, Carlsbad, CA 92011 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,737 sqft Living Area |
| Lot Size | 7,648 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $541,000 (2000) |
| Tax Bill | $9,738.00 (2025) |
| Primary APN | 216-520-06-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,737 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 7,648 sqft (0.176 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7328 BINNACLE DR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92011-4680 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 TR 013484 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 013484 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 17813 |
Source: San Diego County records · APN 216-520-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Apr 03, 2023 | Intrafamily Transfer, Transfer |
| Apr 03, 2023 | Intrafamily Transfer, Transfer |
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 02, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2000 · Amount on Record |
| Deed Sale | May 23, 2000 · Amount on Record |
| Deed Doc Number | 2000268427 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0000084449 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2026 |
| Property Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Number | 0000140430 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026140430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Number | 0000140430, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026140430 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 01, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 03, 2023 |
| Property Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Number | 0000084449 |
| Map Reference | MAP 13484 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0084449 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 03, 2023 |
| Property Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Number | 0000084450 |
| Map Reference | MAP 13484 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0084450 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Title Company | NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Number | 0000375041 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-0375041 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.5% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Document Number | 0000149135 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 2022-0149135 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | May 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.5% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 7328 BINNACLE DR, CARLSBAD, CA 92011-4680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000116324 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 2019-0116324 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $847,538 (+2%) Land $423,274 Building $424,264 | |
| 2025 | $9,738.00 (+3.75%) Homeowner's exemption | $830,921 (+4.04%) Land $414,975 Building $415,946 |
| 2023 | $9,386.00 (+1.45%) Homeowner's exemption | $798,658 Land $398,862 Building $399,796 |
| 2022 | $9,252.00 |
7328 Binnacle Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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